LTV · monthly repayment
▼ 0.50% · 3.625%
HK$115,797
−HK$7,261/mo
▼ 0.25% · 3.875%
HK$119,399
−HK$3,659/mo
Today · 4.125%
HK$123,058
baseline
▲ 0.50% · 4.625%
HK$130,546
+HK$7,488/mo
Deposit HK$25.39M · loan HK$25.39M · min. income ≈ HK$246,116/mo (50% DSR)
Upfront cash ≈ HK$27.55M (deposit + AVD stamp duty HK$2,158,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,823
−HK$6,960/mo
▼ 0.25% · 3.875%
HK$132,278
−HK$3,505/mo
Today · 4.125%
HK$135,783
baseline
▲ 0.50% · 4.625%
HK$142,940
+HK$7,157/mo
Deposit HK$25.39M · loan HK$25.39M · min. income ≈ HK$271,566/mo (50% DSR)
Upfront cash ≈ HK$27.55M (deposit + AVD stamp duty HK$2,158,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,956
−HK$8,714/mo
▼ 0.25% · 3.875%
HK$143,279
−HK$4,391/mo
Today · 4.125%
HK$147,670
baseline
▲ 0.50% · 4.625%
HK$156,656
+HK$8,986/mo
Deposit HK$20.31M · loan HK$30.47M · min. income ≈ HK$295,340/mo (50% DSR)
Upfront cash ≈ HK$22.47M (deposit + AVD stamp duty HK$2,158,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,588
−HK$8,351/mo
▼ 0.25% · 3.875%
HK$158,734
−HK$4,205/mo
Today · 4.125%
HK$162,939
baseline
▲ 0.50% · 4.625%
HK$171,528
+HK$8,589/mo
Deposit HK$20.31M · loan HK$30.47M · min. income ≈ HK$325,878/mo (50% DSR)
Upfront cash ≈ HK$22.47M (deposit + AVD stamp duty HK$2,158,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,116
−HK$10,166/mo
▼ 0.25% · 3.875%
HK$167,158
−HK$5,124/mo
Today · 4.125%
HK$172,282
baseline
▲ 0.50% · 4.625%
HK$182,765
+HK$10,483/mo
Deposit HK$15.23M · loan HK$35.55M · min. income ≈ HK$344,564/mo (50% DSR)
Upfront cash ≈ HK$17.39M (deposit + AVD stamp duty HK$2,158,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,352
−HK$9,744/mo
▼ 0.25% · 3.875%
HK$185,189
−HK$4,907/mo
Today · 4.125%
HK$190,096
baseline
▲ 0.50% · 4.625%
HK$200,116
+HK$10,020/mo
Deposit HK$15.23M · loan HK$35.55M · min. income ≈ HK$380,192/mo (50% DSR)
Upfront cash ≈ HK$17.39M (deposit + AVD stamp duty HK$2,158,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,435
−HK$13,070/mo
▼ 0.25% · 3.875%
HK$214,918
−HK$6,587/mo
Today · 4.125%
HK$221,505
baseline
▲ 0.50% · 4.625%
HK$234,983
+HK$13,478/mo
Deposit HK$5.08M · loan HK$45.70M · min. income ≈ HK$443,010/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$2,158,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,881
−HK$12,528/mo
▼ 0.25% · 3.875%
HK$238,100
−HK$6,309/mo
Today · 4.125%
HK$244,409
baseline
▲ 0.50% · 4.625%
HK$257,292
+HK$12,883/mo
Deposit HK$5.08M · loan HK$45.70M · min. income ≈ HK$488,818/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$2,158,254 · Scale 2, in force from 26 Feb 2026)