LTV · monthly repayment
▼ 0.50% · 3.625%
HK$115,802
−HK$7,261/mo
▼ 0.25% · 3.875%
HK$119,404
−HK$3,659/mo
Today · 4.125%
HK$123,063
baseline
▲ 0.50% · 4.625%
HK$130,552
+HK$7,489/mo
Deposit HK$25.39M · loan HK$25.39M · min. income ≈ HK$246,126/mo (50% DSR)
Upfront cash ≈ HK$27.55M (deposit + AVD stamp duty HK$2,158,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,828
−HK$6,960/mo
▼ 0.25% · 3.875%
HK$132,283
−HK$3,505/mo
Today · 4.125%
HK$135,788
baseline
▲ 0.50% · 4.625%
HK$142,946
+HK$7,158/mo
Deposit HK$25.39M · loan HK$25.39M · min. income ≈ HK$271,576/mo (50% DSR)
Upfront cash ≈ HK$27.55M (deposit + AVD stamp duty HK$2,158,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,962
−HK$8,714/mo
▼ 0.25% · 3.875%
HK$143,285
−HK$4,391/mo
Today · 4.125%
HK$147,676
baseline
▲ 0.50% · 4.625%
HK$156,662
+HK$8,986/mo
Deposit HK$20.31M · loan HK$30.47M · min. income ≈ HK$295,352/mo (50% DSR)
Upfront cash ≈ HK$22.47M (deposit + AVD stamp duty HK$2,158,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,594
−HK$8,352/mo
▼ 0.25% · 3.875%
HK$158,740
−HK$4,206/mo
Today · 4.125%
HK$162,946
baseline
▲ 0.50% · 4.625%
HK$171,535
+HK$8,589/mo
Deposit HK$20.31M · loan HK$30.47M · min. income ≈ HK$325,892/mo (50% DSR)
Upfront cash ≈ HK$22.47M (deposit + AVD stamp duty HK$2,158,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,122
−HK$10,167/mo
▼ 0.25% · 3.875%
HK$167,165
−HK$5,124/mo
Today · 4.125%
HK$172,289
baseline
▲ 0.50% · 4.625%
HK$182,772
+HK$10,483/mo
Deposit HK$15.24M · loan HK$35.55M · min. income ≈ HK$344,578/mo (50% DSR)
Upfront cash ≈ HK$17.39M (deposit + AVD stamp duty HK$2,158,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,359
−HK$9,745/mo
▼ 0.25% · 3.875%
HK$185,197
−HK$4,907/mo
Today · 4.125%
HK$190,104
baseline
▲ 0.50% · 4.625%
HK$200,124
+HK$10,020/mo
Deposit HK$15.24M · loan HK$35.55M · min. income ≈ HK$380,208/mo (50% DSR)
Upfront cash ≈ HK$17.39M (deposit + AVD stamp duty HK$2,158,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,443
−HK$13,071/mo
▼ 0.25% · 3.875%
HK$214,927
−HK$6,587/mo
Today · 4.125%
HK$221,514
baseline
▲ 0.50% · 4.625%
HK$234,993
+HK$13,479/mo
Deposit HK$5.08M · loan HK$45.71M · min. income ≈ HK$443,028/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$2,158,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,891
−HK$12,528/mo
▼ 0.25% · 3.875%
HK$238,110
−HK$6,309/mo
Today · 4.125%
HK$244,419
baseline
▲ 0.50% · 4.625%
HK$257,303
+HK$12,884/mo
Deposit HK$5.08M · loan HK$45.71M · min. income ≈ HK$488,838/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$2,158,341 · Scale 2, in force from 26 Feb 2026)