LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,584
−HK$727/mo
▼ 0.25% · 3.875%
HK$11,944
−HK$367/mo
Today · 4.125%
HK$12,311
baseline
▲ 0.50% · 4.625%
HK$13,060
+HK$749/mo
Deposit HK$2.54M · loan HK$2.54M · min. income ≈ HK$24,622/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$114,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,887
−HK$696/mo
▼ 0.25% · 3.875%
HK$13,233
−HK$350/mo
Today · 4.125%
HK$13,583
baseline
▲ 0.50% · 4.625%
HK$14,299
+HK$716/mo
Deposit HK$2.54M · loan HK$2.54M · min. income ≈ HK$27,166/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$114,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,901
−HK$872/mo
▼ 0.25% · 3.875%
HK$14,333
−HK$440/mo
Today · 4.125%
HK$14,773
baseline
▲ 0.50% · 4.625%
HK$15,671
+HK$898/mo
Deposit HK$2.03M · loan HK$3.05M · min. income ≈ HK$29,546/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$114,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,465
−HK$835/mo
▼ 0.25% · 3.875%
HK$15,879
−HK$421/mo
Today · 4.125%
HK$16,300
baseline
▲ 0.50% · 4.625%
HK$17,159
+HK$859/mo
Deposit HK$2.03M · loan HK$3.05M · min. income ≈ HK$32,600/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$114,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,218
−HK$1,017/mo
▼ 0.25% · 3.875%
HK$16,722
−HK$513/mo
Today · 4.125%
HK$17,235
baseline
▲ 0.50% · 4.625%
HK$18,283
+HK$1,048/mo
Deposit HK$1.52M · loan HK$3.56M · min. income ≈ HK$34,470/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$114,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,042
−HK$975/mo
▼ 0.25% · 3.875%
HK$18,526
−HK$491/mo
Today · 4.125%
HK$19,017
baseline
▲ 0.50% · 4.625%
HK$20,019
+HK$1,002/mo
Deposit HK$1.52M · loan HK$3.56M · min. income ≈ HK$38,034/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$114,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,851
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$21,500
−HK$659/mo
Today · 4.125%
HK$22,159
baseline
▲ 0.50% · 4.625%
HK$23,507
+HK$1,348/mo
Deposit HK$508K · loan HK$4.57M · min. income ≈ HK$44,318/mo (50% DSR)
Upfront cash ≈ HK$622K (deposit + AVD stamp duty HK$114,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,197
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$23,819
−HK$631/mo
Today · 4.125%
HK$24,450
baseline
▲ 0.50% · 4.625%
HK$25,739
+HK$1,289/mo
Deposit HK$508K · loan HK$4.57M · min. income ≈ HK$48,900/mo (50% DSR)
Upfront cash ≈ HK$622K (deposit + AVD stamp duty HK$114,304 · Scale 2, in force from 26 Feb 2026)