LTV · monthly repayment
▼ 0.50% · 3.625%
HK$115,856
−HK$7,265/mo
▼ 0.25% · 3.875%
HK$119,459
−HK$3,662/mo
Today · 4.125%
HK$123,121
baseline
▲ 0.50% · 4.625%
HK$130,612
+HK$7,491/mo
Deposit HK$25.40M · loan HK$25.40M · min. income ≈ HK$246,242/mo (50% DSR)
Upfront cash ≈ HK$27.56M (deposit + AVD stamp duty HK$2,159,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,888
−HK$6,964/mo
▼ 0.25% · 3.875%
HK$132,345
−HK$3,507/mo
Today · 4.125%
HK$135,852
baseline
▲ 0.50% · 4.625%
HK$143,013
+HK$7,161/mo
Deposit HK$25.40M · loan HK$25.40M · min. income ≈ HK$271,704/mo (50% DSR)
Upfront cash ≈ HK$27.56M (deposit + AVD stamp duty HK$2,159,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,027
−HK$8,718/mo
▼ 0.25% · 3.875%
HK$143,351
−HK$4,394/mo
Today · 4.125%
HK$147,745
baseline
▲ 0.50% · 4.625%
HK$156,735
+HK$8,990/mo
Deposit HK$20.32M · loan HK$30.48M · min. income ≈ HK$295,490/mo (50% DSR)
Upfront cash ≈ HK$22.48M (deposit + AVD stamp duty HK$2,159,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,666
−HK$8,356/mo
▼ 0.25% · 3.875%
HK$158,814
−HK$4,208/mo
Today · 4.125%
HK$163,022
baseline
▲ 0.50% · 4.625%
HK$171,615
+HK$8,593/mo
Deposit HK$20.32M · loan HK$30.48M · min. income ≈ HK$326,044/mo (50% DSR)
Upfront cash ≈ HK$22.48M (deposit + AVD stamp duty HK$2,159,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,198
−HK$10,171/mo
▼ 0.25% · 3.875%
HK$167,243
−HK$5,126/mo
Today · 4.125%
HK$172,369
baseline
▲ 0.50% · 4.625%
HK$182,857
+HK$10,488/mo
Deposit HK$15.24M · loan HK$35.57M · min. income ≈ HK$344,738/mo (50% DSR)
Upfront cash ≈ HK$17.40M (deposit + AVD stamp duty HK$2,159,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,443
−HK$9,749/mo
▼ 0.25% · 3.875%
HK$185,283
−HK$4,909/mo
Today · 4.125%
HK$190,192
baseline
▲ 0.50% · 4.625%
HK$200,218
+HK$10,026/mo
Deposit HK$15.24M · loan HK$35.57M · min. income ≈ HK$380,384/mo (50% DSR)
Upfront cash ≈ HK$17.40M (deposit + AVD stamp duty HK$2,159,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,540
−HK$13,077/mo
▼ 0.25% · 3.875%
HK$215,027
−HK$6,590/mo
Today · 4.125%
HK$221,617
baseline
▲ 0.50% · 4.625%
HK$235,102
+HK$13,485/mo
Deposit HK$5.08M · loan HK$45.73M · min. income ≈ HK$443,234/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$2,159,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,999
−HK$12,534/mo
▼ 0.25% · 3.875%
HK$238,221
−HK$6,312/mo
Today · 4.125%
HK$244,533
baseline
▲ 0.50% · 4.625%
HK$257,423
+HK$12,890/mo
Deposit HK$5.08M · loan HK$45.73M · min. income ≈ HK$489,066/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$2,159,346 · Scale 2, in force from 26 Feb 2026)