LTV · monthly repayment
▼ 0.50% · 3.625%
HK$115,874
−HK$7,266/mo
▼ 0.25% · 3.875%
HK$119,478
−HK$3,662/mo
Today · 4.125%
HK$123,140
baseline
▲ 0.50% · 4.625%
HK$130,633
+HK$7,493/mo
Deposit HK$25.41M · loan HK$25.41M · min. income ≈ HK$246,280/mo (50% DSR)
Upfront cash ≈ HK$27.57M (deposit + AVD stamp duty HK$2,159,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,908
−HK$6,965/mo
▼ 0.25% · 3.875%
HK$132,366
−HK$3,507/mo
Today · 4.125%
HK$135,873
baseline
▲ 0.50% · 4.625%
HK$143,035
+HK$7,162/mo
Deposit HK$25.41M · loan HK$25.41M · min. income ≈ HK$271,746/mo (50% DSR)
Upfront cash ≈ HK$27.57M (deposit + AVD stamp duty HK$2,159,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,049
−HK$8,719/mo
▼ 0.25% · 3.875%
HK$143,374
−HK$4,394/mo
Today · 4.125%
HK$147,768
baseline
▲ 0.50% · 4.625%
HK$156,760
+HK$8,992/mo
Deposit HK$20.33M · loan HK$30.49M · min. income ≈ HK$295,536/mo (50% DSR)
Upfront cash ≈ HK$22.49M (deposit + AVD stamp duty HK$2,159,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,690
−HK$8,358/mo
▼ 0.25% · 3.875%
HK$158,839
−HK$4,209/mo
Today · 4.125%
HK$163,048
baseline
▲ 0.50% · 4.625%
HK$171,642
+HK$8,594/mo
Deposit HK$20.33M · loan HK$30.49M · min. income ≈ HK$326,096/mo (50% DSR)
Upfront cash ≈ HK$22.49M (deposit + AVD stamp duty HK$2,159,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,223
−HK$10,173/mo
▼ 0.25% · 3.875%
HK$167,269
−HK$5,127/mo
Today · 4.125%
HK$172,396
baseline
▲ 0.50% · 4.625%
HK$182,886
+HK$10,490/mo
Deposit HK$15.24M · loan HK$35.57M · min. income ≈ HK$344,792/mo (50% DSR)
Upfront cash ≈ HK$17.40M (deposit + AVD stamp duty HK$2,159,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,472
−HK$9,750/mo
▼ 0.25% · 3.875%
HK$185,312
−HK$4,910/mo
Today · 4.125%
HK$190,222
baseline
▲ 0.50% · 4.625%
HK$200,249
+HK$10,027/mo
Deposit HK$15.24M · loan HK$35.57M · min. income ≈ HK$380,444/mo (50% DSR)
Upfront cash ≈ HK$17.40M (deposit + AVD stamp duty HK$2,159,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,573
−HK$13,079/mo
▼ 0.25% · 3.875%
HK$215,061
−HK$6,591/mo
Today · 4.125%
HK$221,652
baseline
▲ 0.50% · 4.625%
HK$235,139
+HK$13,487/mo
Deposit HK$5.08M · loan HK$45.73M · min. income ≈ HK$443,304/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$2,159,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,035
−HK$12,536/mo
▼ 0.25% · 3.875%
HK$238,258
−HK$6,313/mo
Today · 4.125%
HK$244,571
baseline
▲ 0.50% · 4.625%
HK$257,463
+HK$12,892/mo
Deposit HK$5.08M · loan HK$45.73M · min. income ≈ HK$489,142/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$2,159,687 · Scale 2, in force from 26 Feb 2026)