LTV · monthly repayment
▼ 0.50% · 3.625%
HK$115,928
−HK$7,269/mo
▼ 0.25% · 3.875%
HK$119,534
−HK$3,663/mo
Today · 4.125%
HK$123,197
baseline
▲ 0.50% · 4.625%
HK$130,694
+HK$7,497/mo
Deposit HK$25.42M · loan HK$25.42M · min. income ≈ HK$246,394/mo (50% DSR)
Upfront cash ≈ HK$27.58M (deposit + AVD stamp duty HK$2,160,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,968
−HK$6,968/mo
▼ 0.25% · 3.875%
HK$132,427
−HK$3,509/mo
Today · 4.125%
HK$135,936
baseline
▲ 0.50% · 4.625%
HK$143,101
+HK$7,165/mo
Deposit HK$25.42M · loan HK$25.42M · min. income ≈ HK$271,872/mo (50% DSR)
Upfront cash ≈ HK$27.58M (deposit + AVD stamp duty HK$2,160,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,113
−HK$8,724/mo
▼ 0.25% · 3.875%
HK$143,440
−HK$4,397/mo
Today · 4.125%
HK$147,837
baseline
▲ 0.50% · 4.625%
HK$156,832
+HK$8,995/mo
Deposit HK$20.34M · loan HK$30.50M · min. income ≈ HK$295,674/mo (50% DSR)
Upfront cash ≈ HK$22.50M (deposit + AVD stamp duty HK$2,160,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,762
−HK$8,361/mo
▼ 0.25% · 3.875%
HK$158,913
−HK$4,210/mo
Today · 4.125%
HK$163,123
baseline
▲ 0.50% · 4.625%
HK$171,722
+HK$8,599/mo
Deposit HK$20.34M · loan HK$30.50M · min. income ≈ HK$326,246/mo (50% DSR)
Upfront cash ≈ HK$22.50M (deposit + AVD stamp duty HK$2,160,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,299
−HK$10,177/mo
▼ 0.25% · 3.875%
HK$167,347
−HK$5,129/mo
Today · 4.125%
HK$172,476
baseline
▲ 0.50% · 4.625%
HK$182,971
+HK$10,495/mo
Deposit HK$15.25M · loan HK$35.59M · min. income ≈ HK$344,952/mo (50% DSR)
Upfront cash ≈ HK$17.41M (deposit + AVD stamp duty HK$2,160,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,556
−HK$9,754/mo
▼ 0.25% · 3.875%
HK$185,398
−HK$4,912/mo
Today · 4.125%
HK$190,310
baseline
▲ 0.50% · 4.625%
HK$200,342
+HK$10,032/mo
Deposit HK$15.25M · loan HK$35.59M · min. income ≈ HK$380,620/mo (50% DSR)
Upfront cash ≈ HK$17.41M (deposit + AVD stamp duty HK$2,160,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,670
−HK$13,085/mo
▼ 0.25% · 3.875%
HK$215,161
−HK$6,594/mo
Today · 4.125%
HK$221,755
baseline
▲ 0.50% · 4.625%
HK$235,248
+HK$13,493/mo
Deposit HK$5.08M · loan HK$45.76M · min. income ≈ HK$443,510/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$2,160,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,143
−HK$12,542/mo
▼ 0.25% · 3.875%
HK$238,369
−HK$6,316/mo
Today · 4.125%
HK$244,685
baseline
▲ 0.50% · 4.625%
HK$257,583
+HK$12,898/mo
Deposit HK$5.08M · loan HK$45.76M · min. income ≈ HK$489,370/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$2,160,689 · Scale 2, in force from 26 Feb 2026)