LTV · monthly repayment
▼ 0.50% · 3.625%
HK$115,941
−HK$7,271/mo
▼ 0.25% · 3.875%
HK$119,548
−HK$3,664/mo
Today · 4.125%
HK$123,212
baseline
▲ 0.50% · 4.625%
HK$130,709
+HK$7,497/mo
Deposit HK$25.42M · loan HK$25.42M · min. income ≈ HK$246,424/mo (50% DSR)
Upfront cash ≈ HK$27.58M (deposit + AVD stamp duty HK$2,160,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,984
−HK$6,968/mo
▼ 0.25% · 3.875%
HK$132,443
−HK$3,509/mo
Today · 4.125%
HK$135,952
baseline
▲ 0.50% · 4.625%
HK$143,118
+HK$7,166/mo
Deposit HK$25.42M · loan HK$25.42M · min. income ≈ HK$271,904/mo (50% DSR)
Upfront cash ≈ HK$27.58M (deposit + AVD stamp duty HK$2,160,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,130
−HK$8,724/mo
▼ 0.25% · 3.875%
HK$143,457
−HK$4,397/mo
Today · 4.125%
HK$147,854
baseline
▲ 0.50% · 4.625%
HK$156,851
+HK$8,997/mo
Deposit HK$20.34M · loan HK$30.51M · min. income ≈ HK$295,708/mo (50% DSR)
Upfront cash ≈ HK$22.50M (deposit + AVD stamp duty HK$2,160,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,780
−HK$8,363/mo
▼ 0.25% · 3.875%
HK$158,931
−HK$4,212/mo
Today · 4.125%
HK$163,143
baseline
▲ 0.50% · 4.625%
HK$171,742
+HK$8,599/mo
Deposit HK$20.34M · loan HK$30.51M · min. income ≈ HK$326,286/mo (50% DSR)
Upfront cash ≈ HK$22.50M (deposit + AVD stamp duty HK$2,160,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,318
−HK$10,179/mo
▼ 0.25% · 3.875%
HK$167,367
−HK$5,130/mo
Today · 4.125%
HK$172,497
baseline
▲ 0.50% · 4.625%
HK$182,993
+HK$10,496/mo
Deposit HK$15.25M · loan HK$35.59M · min. income ≈ HK$344,994/mo (50% DSR)
Upfront cash ≈ HK$17.41M (deposit + AVD stamp duty HK$2,160,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,577
−HK$9,756/mo
▼ 0.25% · 3.875%
HK$185,420
−HK$4,913/mo
Today · 4.125%
HK$190,333
baseline
▲ 0.50% · 4.625%
HK$200,366
+HK$10,033/mo
Deposit HK$15.25M · loan HK$35.59M · min. income ≈ HK$380,666/mo (50% DSR)
Upfront cash ≈ HK$17.41M (deposit + AVD stamp duty HK$2,160,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,694
−HK$13,087/mo
▼ 0.25% · 3.875%
HK$215,186
−HK$6,595/mo
Today · 4.125%
HK$221,781
baseline
▲ 0.50% · 4.625%
HK$235,276
+HK$13,495/mo
Deposit HK$5.08M · loan HK$45.76M · min. income ≈ HK$443,562/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$2,160,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,170
−HK$12,544/mo
▼ 0.25% · 3.875%
HK$238,397
−HK$6,317/mo
Today · 4.125%
HK$244,714
baseline
▲ 0.50% · 4.625%
HK$257,613
+HK$12,899/mo
Deposit HK$5.08M · loan HK$45.76M · min. income ≈ HK$489,428/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$2,160,944 · Scale 2, in force from 26 Feb 2026)