LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,595
−HK$728/mo
▼ 0.25% · 3.875%
HK$11,956
−HK$367/mo
Today · 4.125%
HK$12,323
baseline
▲ 0.50% · 4.625%
HK$13,072
+HK$749/mo
Deposit HK$2.54M · loan HK$2.54M · min. income ≈ HK$24,646/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$114,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,900
−HK$697/mo
▼ 0.25% · 3.875%
HK$13,246
−HK$351/mo
Today · 4.125%
HK$13,597
baseline
▲ 0.50% · 4.625%
HK$14,313
+HK$716/mo
Deposit HK$2.54M · loan HK$2.54M · min. income ≈ HK$27,194/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$114,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,914
−HK$873/mo
▼ 0.25% · 3.875%
HK$14,347
−HK$440/mo
Today · 4.125%
HK$14,787
baseline
▲ 0.50% · 4.625%
HK$15,687
+HK$900/mo
Deposit HK$2.03M · loan HK$3.05M · min. income ≈ HK$29,574/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$114,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,480
−HK$836/mo
▼ 0.25% · 3.875%
HK$15,895
−HK$421/mo
Today · 4.125%
HK$16,316
baseline
▲ 0.50% · 4.625%
HK$17,176
+HK$860/mo
Deposit HK$2.03M · loan HK$3.05M · min. income ≈ HK$32,632/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$114,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,234
−HK$1,018/mo
▼ 0.25% · 3.875%
HK$16,739
−HK$513/mo
Today · 4.125%
HK$17,252
baseline
▲ 0.50% · 4.625%
HK$18,301
+HK$1,049/mo
Deposit HK$1.53M · loan HK$3.56M · min. income ≈ HK$34,504/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$114,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,060
−HK$975/mo
▼ 0.25% · 3.875%
HK$18,544
−HK$491/mo
Today · 4.125%
HK$19,035
baseline
▲ 0.50% · 4.625%
HK$20,039
+HK$1,004/mo
Deposit HK$1.53M · loan HK$3.56M · min. income ≈ HK$38,070/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$114,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,872
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$21,521
−HK$660/mo
Today · 4.125%
HK$22,181
baseline
▲ 0.50% · 4.625%
HK$23,530
+HK$1,349/mo
Deposit HK$509K · loan HK$4.58M · min. income ≈ HK$44,362/mo (50% DSR)
Upfront cash ≈ HK$623K (deposit + AVD stamp duty HK$114,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,220
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$23,842
−HK$632/mo
Today · 4.125%
HK$24,474
baseline
▲ 0.50% · 4.625%
HK$25,764
+HK$1,290/mo
Deposit HK$509K · loan HK$4.58M · min. income ≈ HK$48,948/mo (50% DSR)
Upfront cash ≈ HK$623K (deposit + AVD stamp duty HK$114,416 · Scale 2, in force from 26 Feb 2026)