LTV · monthly repayment
▼ 0.50% · 3.625%
HK$115,959
−HK$7,272/mo
▼ 0.25% · 3.875%
HK$119,566
−HK$3,665/mo
Today · 4.125%
HK$123,231
baseline
▲ 0.50% · 4.625%
HK$130,729
+HK$7,498/mo
Deposit HK$25.43M · loan HK$25.43M · min. income ≈ HK$246,462/mo (50% DSR)
Upfront cash ≈ HK$27.59M (deposit + AVD stamp duty HK$2,161,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,004
−HK$6,969/mo
▼ 0.25% · 3.875%
HK$132,463
−HK$3,510/mo
Today · 4.125%
HK$135,973
baseline
▲ 0.50% · 4.625%
HK$143,141
+HK$7,168/mo
Deposit HK$25.43M · loan HK$25.43M · min. income ≈ HK$271,946/mo (50% DSR)
Upfront cash ≈ HK$27.59M (deposit + AVD stamp duty HK$2,161,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,151
−HK$8,726/mo
▼ 0.25% · 3.875%
HK$143,480
−HK$4,397/mo
Today · 4.125%
HK$147,877
baseline
▲ 0.50% · 4.625%
HK$156,875
+HK$8,998/mo
Deposit HK$20.34M · loan HK$30.51M · min. income ≈ HK$295,754/mo (50% DSR)
Upfront cash ≈ HK$22.50M (deposit + AVD stamp duty HK$2,161,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,804
−HK$8,364/mo
▼ 0.25% · 3.875%
HK$158,956
−HK$4,212/mo
Today · 4.125%
HK$163,168
baseline
▲ 0.50% · 4.625%
HK$171,769
+HK$8,601/mo
Deposit HK$20.34M · loan HK$30.51M · min. income ≈ HK$326,336/mo (50% DSR)
Upfront cash ≈ HK$22.50M (deposit + AVD stamp duty HK$2,161,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,343
−HK$10,180/mo
▼ 0.25% · 3.875%
HK$167,393
−HK$5,130/mo
Today · 4.125%
HK$172,523
baseline
▲ 0.50% · 4.625%
HK$183,021
+HK$10,498/mo
Deposit HK$15.26M · loan HK$35.60M · min. income ≈ HK$345,046/mo (50% DSR)
Upfront cash ≈ HK$17.42M (deposit + AVD stamp duty HK$2,161,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,605
−HK$9,758/mo
▼ 0.25% · 3.875%
HK$185,449
−HK$4,914/mo
Today · 4.125%
HK$190,363
baseline
▲ 0.50% · 4.625%
HK$200,397
+HK$10,034/mo
Deposit HK$15.26M · loan HK$35.60M · min. income ≈ HK$380,726/mo (50% DSR)
Upfront cash ≈ HK$17.42M (deposit + AVD stamp duty HK$2,161,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,727
−HK$13,089/mo
▼ 0.25% · 3.875%
HK$215,220
−HK$6,596/mo
Today · 4.125%
HK$221,816
baseline
▲ 0.50% · 4.625%
HK$235,313
+HK$13,497/mo
Deposit HK$5.09M · loan HK$45.77M · min. income ≈ HK$443,632/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$2,161,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,207
−HK$12,545/mo
▼ 0.25% · 3.875%
HK$238,434
−HK$6,318/mo
Today · 4.125%
HK$244,752
baseline
▲ 0.50% · 4.625%
HK$257,653
+HK$12,901/mo
Deposit HK$5.09M · loan HK$45.77M · min. income ≈ HK$489,504/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$2,161,281 · Scale 2, in force from 26 Feb 2026)