LTV · monthly repayment
▼ 0.50% · 3.625%
HK$115,987
−HK$7,273/mo
▼ 0.25% · 3.875%
HK$119,595
−HK$3,665/mo
Today · 4.125%
HK$123,260
baseline
▲ 0.50% · 4.625%
HK$130,760
+HK$7,500/mo
Deposit HK$25.43M · loan HK$25.43M · min. income ≈ HK$246,520/mo (50% DSR)
Upfront cash ≈ HK$27.59M (deposit + AVD stamp duty HK$2,161,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,034
−HK$6,972/mo
▼ 0.25% · 3.875%
HK$132,495
−HK$3,511/mo
Today · 4.125%
HK$136,006
baseline
▲ 0.50% · 4.625%
HK$143,175
+HK$7,169/mo
Deposit HK$25.43M · loan HK$25.43M · min. income ≈ HK$272,012/mo (50% DSR)
Upfront cash ≈ HK$27.59M (deposit + AVD stamp duty HK$2,161,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,184
−HK$8,728/mo
▼ 0.25% · 3.875%
HK$143,514
−HK$4,398/mo
Today · 4.125%
HK$147,912
baseline
▲ 0.50% · 4.625%
HK$156,913
+HK$9,001/mo
Deposit HK$20.35M · loan HK$30.52M · min. income ≈ HK$295,824/mo (50% DSR)
Upfront cash ≈ HK$22.51M (deposit + AVD stamp duty HK$2,161,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,841
−HK$8,366/mo
▼ 0.25% · 3.875%
HK$158,994
−HK$4,213/mo
Today · 4.125%
HK$163,207
baseline
▲ 0.50% · 4.625%
HK$171,810
+HK$8,603/mo
Deposit HK$20.35M · loan HK$30.52M · min. income ≈ HK$326,414/mo (50% DSR)
Upfront cash ≈ HK$22.51M (deposit + AVD stamp duty HK$2,161,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,382
−HK$10,183/mo
▼ 0.25% · 3.875%
HK$167,433
−HK$5,132/mo
Today · 4.125%
HK$172,565
baseline
▲ 0.50% · 4.625%
HK$183,065
+HK$10,500/mo
Deposit HK$15.26M · loan HK$35.61M · min. income ≈ HK$345,130/mo (50% DSR)
Upfront cash ≈ HK$17.42M (deposit + AVD stamp duty HK$2,161,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,648
−HK$9,760/mo
▼ 0.25% · 3.875%
HK$185,493
−HK$4,915/mo
Today · 4.125%
HK$190,408
baseline
▲ 0.50% · 4.625%
HK$200,445
+HK$10,037/mo
Deposit HK$15.26M · loan HK$35.61M · min. income ≈ HK$380,816/mo (50% DSR)
Upfront cash ≈ HK$17.42M (deposit + AVD stamp duty HK$2,161,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,777
−HK$13,092/mo
▼ 0.25% · 3.875%
HK$215,271
−HK$6,598/mo
Today · 4.125%
HK$221,869
baseline
▲ 0.50% · 4.625%
HK$235,369
+HK$13,500/mo
Deposit HK$5.09M · loan HK$45.78M · min. income ≈ HK$443,738/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$2,161,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,262
−HK$12,548/mo
▼ 0.25% · 3.875%
HK$238,491
−HK$6,319/mo
Today · 4.125%
HK$244,810
baseline
▲ 0.50% · 4.625%
HK$257,714
+HK$12,904/mo
Deposit HK$5.09M · loan HK$45.78M · min. income ≈ HK$489,620/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$2,161,795 · Scale 2, in force from 26 Feb 2026)