LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,600
−HK$728/mo
▼ 0.25% · 3.875%
HK$11,961
−HK$367/mo
Today · 4.125%
HK$12,328
baseline
▲ 0.50% · 4.625%
HK$13,078
+HK$750/mo
Deposit HK$2.54M · loan HK$2.54M · min. income ≈ HK$24,656/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$114,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,905
−HK$698/mo
▼ 0.25% · 3.875%
HK$13,251
−HK$352/mo
Today · 4.125%
HK$13,603
baseline
▲ 0.50% · 4.625%
HK$14,320
+HK$717/mo
Deposit HK$2.54M · loan HK$2.54M · min. income ≈ HK$27,206/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$114,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,920
−HK$873/mo
▼ 0.25% · 3.875%
HK$14,353
−HK$440/mo
Today · 4.125%
HK$14,793
baseline
▲ 0.50% · 4.625%
HK$15,694
+HK$901/mo
Deposit HK$2.03M · loan HK$3.05M · min. income ≈ HK$29,586/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$114,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,486
−HK$837/mo
▼ 0.25% · 3.875%
HK$15,902
−HK$421/mo
Today · 4.125%
HK$16,323
baseline
▲ 0.50% · 4.625%
HK$17,183
+HK$860/mo
Deposit HK$2.03M · loan HK$3.05M · min. income ≈ HK$32,646/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$114,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,241
−HK$1,018/mo
▼ 0.25% · 3.875%
HK$16,746
−HK$513/mo
Today · 4.125%
HK$17,259
baseline
▲ 0.50% · 4.625%
HK$18,309
+HK$1,050/mo
Deposit HK$1.53M · loan HK$3.56M · min. income ≈ HK$34,518/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$114,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,067
−HK$977/mo
▼ 0.25% · 3.875%
HK$18,552
−HK$492/mo
Today · 4.125%
HK$19,044
baseline
▲ 0.50% · 4.625%
HK$20,047
+HK$1,003/mo
Deposit HK$1.53M · loan HK$3.56M · min. income ≈ HK$38,088/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$114,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,881
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$21,530
−HK$660/mo
Today · 4.125%
HK$22,190
baseline
▲ 0.50% · 4.625%
HK$23,540
+HK$1,350/mo
Deposit HK$509K · loan HK$4.58M · min. income ≈ HK$44,380/mo (50% DSR)
Upfront cash ≈ HK$623K (deposit + AVD stamp duty HK$114,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,230
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$23,853
−HK$632/mo
Today · 4.125%
HK$24,485
baseline
▲ 0.50% · 4.625%
HK$25,775
+HK$1,290/mo
Deposit HK$509K · loan HK$4.58M · min. income ≈ HK$48,970/mo (50% DSR)
Upfront cash ≈ HK$623K (deposit + AVD stamp duty HK$114,465 · Scale 2, in force from 26 Feb 2026)