LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,016
−HK$7,275/mo
▼ 0.25% · 3.875%
HK$119,624
−HK$3,667/mo
Today · 4.125%
HK$123,291
baseline
▲ 0.50% · 4.625%
HK$130,793
+HK$7,502/mo
Deposit HK$25.44M · loan HK$25.44M · min. income ≈ HK$246,582/mo (50% DSR)
Upfront cash ≈ HK$27.60M (deposit + AVD stamp duty HK$2,162,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,066
−HK$6,973/mo
▼ 0.25% · 3.875%
HK$132,528
−HK$3,511/mo
Today · 4.125%
HK$136,039
baseline
▲ 0.50% · 4.625%
HK$143,210
+HK$7,171/mo
Deposit HK$25.44M · loan HK$25.44M · min. income ≈ HK$272,078/mo (50% DSR)
Upfront cash ≈ HK$27.60M (deposit + AVD stamp duty HK$2,162,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,219
−HK$8,730/mo
▼ 0.25% · 3.875%
HK$143,549
−HK$4,400/mo
Today · 4.125%
HK$147,949
baseline
▲ 0.50% · 4.625%
HK$156,951
+HK$9,002/mo
Deposit HK$20.35M · loan HK$30.53M · min. income ≈ HK$295,898/mo (50% DSR)
Upfront cash ≈ HK$22.51M (deposit + AVD stamp duty HK$2,162,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,879
−HK$8,368/mo
▼ 0.25% · 3.875%
HK$159,033
−HK$4,214/mo
Today · 4.125%
HK$163,247
baseline
▲ 0.50% · 4.625%
HK$171,852
+HK$8,605/mo
Deposit HK$20.35M · loan HK$30.53M · min. income ≈ HK$326,494/mo (50% DSR)
Upfront cash ≈ HK$22.51M (deposit + AVD stamp duty HK$2,162,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,422
−HK$10,185/mo
▼ 0.25% · 3.875%
HK$167,474
−HK$5,133/mo
Today · 4.125%
HK$172,607
baseline
▲ 0.50% · 4.625%
HK$183,110
+HK$10,503/mo
Deposit HK$15.26M · loan HK$35.61M · min. income ≈ HK$345,214/mo (50% DSR)
Upfront cash ≈ HK$17.43M (deposit + AVD stamp duty HK$2,162,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,693
−HK$9,762/mo
▼ 0.25% · 3.875%
HK$185,539
−HK$4,916/mo
Today · 4.125%
HK$190,455
baseline
▲ 0.50% · 4.625%
HK$200,494
+HK$10,039/mo
Deposit HK$15.26M · loan HK$35.61M · min. income ≈ HK$380,910/mo (50% DSR)
Upfront cash ≈ HK$17.43M (deposit + AVD stamp duty HK$2,162,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,828
−HK$13,095/mo
▼ 0.25% · 3.875%
HK$215,324
−HK$6,599/mo
Today · 4.125%
HK$221,923
baseline
▲ 0.50% · 4.625%
HK$235,427
+HK$13,504/mo
Deposit HK$5.09M · loan HK$45.79M · min. income ≈ HK$443,846/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$2,162,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,319
−HK$12,552/mo
▼ 0.25% · 3.875%
HK$238,550
−HK$6,321/mo
Today · 4.125%
HK$244,871
baseline
▲ 0.50% · 4.625%
HK$257,778
+HK$12,907/mo
Deposit HK$5.09M · loan HK$45.79M · min. income ≈ HK$489,742/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$2,162,329 · Scale 2, in force from 26 Feb 2026)