LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,603
−HK$728/mo
▼ 0.25% · 3.875%
HK$11,964
−HK$367/mo
Today · 4.125%
HK$12,331
baseline
▲ 0.50% · 4.625%
HK$13,081
+HK$750/mo
Deposit HK$2.54M · loan HK$2.54M · min. income ≈ HK$24,662/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$114,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,908
−HK$698/mo
▼ 0.25% · 3.875%
HK$13,254
−HK$352/mo
Today · 4.125%
HK$13,606
baseline
▲ 0.50% · 4.625%
HK$14,323
+HK$717/mo
Deposit HK$2.54M · loan HK$2.54M · min. income ≈ HK$27,212/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$114,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,924
−HK$873/mo
▼ 0.25% · 3.875%
HK$14,357
−HK$440/mo
Today · 4.125%
HK$14,797
baseline
▲ 0.50% · 4.625%
HK$15,697
+HK$900/mo
Deposit HK$2.04M · loan HK$3.05M · min. income ≈ HK$29,594/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$114,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,490
−HK$837/mo
▼ 0.25% · 3.875%
HK$15,905
−HK$422/mo
Today · 4.125%
HK$16,327
baseline
▲ 0.50% · 4.625%
HK$17,187
+HK$860/mo
Deposit HK$2.04M · loan HK$3.05M · min. income ≈ HK$32,654/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$114,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,244
−HK$1,019/mo
▼ 0.25% · 3.875%
HK$16,749
−HK$514/mo
Today · 4.125%
HK$17,263
baseline
▲ 0.50% · 4.625%
HK$18,313
+HK$1,050/mo
Deposit HK$1.53M · loan HK$3.56M · min. income ≈ HK$34,526/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$114,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,071
−HK$977/mo
▼ 0.25% · 3.875%
HK$18,556
−HK$492/mo
Today · 4.125%
HK$19,048
baseline
▲ 0.50% · 4.625%
HK$20,052
+HK$1,004/mo
Deposit HK$1.53M · loan HK$3.56M · min. income ≈ HK$38,096/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$114,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,885
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$21,535
−HK$660/mo
Today · 4.125%
HK$22,195
baseline
▲ 0.50% · 4.625%
HK$23,545
+HK$1,350/mo
Deposit HK$509K · loan HK$4.58M · min. income ≈ HK$44,390/mo (50% DSR)
Upfront cash ≈ HK$623K (deposit + AVD stamp duty HK$114,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,235
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$23,858
−HK$632/mo
Today · 4.125%
HK$24,490
baseline
▲ 0.50% · 4.625%
HK$25,781
+HK$1,291/mo
Deposit HK$509K · loan HK$4.58M · min. income ≈ HK$48,980/mo (50% DSR)
Upfront cash ≈ HK$623K (deposit + AVD stamp duty HK$114,490 · Scale 2, in force from 26 Feb 2026)