LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,031
−HK$7,276/mo
▼ 0.25% · 3.875%
HK$119,640
−HK$3,667/mo
Today · 4.125%
HK$123,307
baseline
▲ 0.50% · 4.625%
HK$130,810
+HK$7,503/mo
Deposit HK$25.44M · loan HK$25.44M · min. income ≈ HK$246,614/mo (50% DSR)
Upfront cash ≈ HK$27.61M (deposit + AVD stamp duty HK$2,162,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,083
−HK$6,974/mo
▼ 0.25% · 3.875%
HK$132,545
−HK$3,512/mo
Today · 4.125%
HK$136,057
baseline
▲ 0.50% · 4.625%
HK$143,229
+HK$7,172/mo
Deposit HK$25.44M · loan HK$25.44M · min. income ≈ HK$272,114/mo (50% DSR)
Upfront cash ≈ HK$27.61M (deposit + AVD stamp duty HK$2,162,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,237
−HK$8,731/mo
▼ 0.25% · 3.875%
HK$143,568
−HK$4,400/mo
Today · 4.125%
HK$147,968
baseline
▲ 0.50% · 4.625%
HK$156,972
+HK$9,004/mo
Deposit HK$20.35M · loan HK$30.53M · min. income ≈ HK$295,936/mo (50% DSR)
Upfront cash ≈ HK$22.52M (deposit + AVD stamp duty HK$2,162,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,900
−HK$8,368/mo
▼ 0.25% · 3.875%
HK$159,054
−HK$4,214/mo
Today · 4.125%
HK$163,268
baseline
▲ 0.50% · 4.625%
HK$171,874
+HK$8,606/mo
Deposit HK$20.35M · loan HK$30.53M · min. income ≈ HK$326,536/mo (50% DSR)
Upfront cash ≈ HK$22.52M (deposit + AVD stamp duty HK$2,162,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,443
−HK$10,187/mo
▼ 0.25% · 3.875%
HK$167,496
−HK$5,134/mo
Today · 4.125%
HK$172,630
baseline
▲ 0.50% · 4.625%
HK$183,134
+HK$10,504/mo
Deposit HK$15.27M · loan HK$35.62M · min. income ≈ HK$345,260/mo (50% DSR)
Upfront cash ≈ HK$17.43M (deposit + AVD stamp duty HK$2,162,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,716
−HK$9,764/mo
▼ 0.25% · 3.875%
HK$185,563
−HK$4,917/mo
Today · 4.125%
HK$190,480
baseline
▲ 0.50% · 4.625%
HK$200,520
+HK$10,040/mo
Deposit HK$15.27M · loan HK$35.62M · min. income ≈ HK$380,960/mo (50% DSR)
Upfront cash ≈ HK$17.43M (deposit + AVD stamp duty HK$2,162,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,855
−HK$13,097/mo
▼ 0.25% · 3.875%
HK$215,352
−HK$6,600/mo
Today · 4.125%
HK$221,952
baseline
▲ 0.50% · 4.625%
HK$235,458
+HK$13,506/mo
Deposit HK$5.09M · loan HK$45.80M · min. income ≈ HK$443,904/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$2,162,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,349
−HK$12,554/mo
▼ 0.25% · 3.875%
HK$238,581
−HK$6,322/mo
Today · 4.125%
HK$244,903
baseline
▲ 0.50% · 4.625%
HK$257,812
+HK$12,909/mo
Deposit HK$5.09M · loan HK$45.80M · min. income ≈ HK$489,806/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$2,162,611 · Scale 2, in force from 26 Feb 2026)