LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,605
−HK$728/mo
▼ 0.25% · 3.875%
HK$11,966
−HK$367/mo
Today · 4.125%
HK$12,333
baseline
▲ 0.50% · 4.625%
HK$13,083
+HK$750/mo
Deposit HK$2.54M · loan HK$2.54M · min. income ≈ HK$24,666/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$114,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,910
−HK$698/mo
▼ 0.25% · 3.875%
HK$13,257
−HK$351/mo
Today · 4.125%
HK$13,608
baseline
▲ 0.50% · 4.625%
HK$14,325
+HK$717/mo
Deposit HK$2.54M · loan HK$2.54M · min. income ≈ HK$27,216/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$114,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,926
−HK$873/mo
▼ 0.25% · 3.875%
HK$14,359
−HK$440/mo
Today · 4.125%
HK$14,799
baseline
▲ 0.50% · 4.625%
HK$15,700
+HK$901/mo
Deposit HK$2.04M · loan HK$3.05M · min. income ≈ HK$29,598/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$114,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,492
−HK$837/mo
▼ 0.25% · 3.875%
HK$15,908
−HK$421/mo
Today · 4.125%
HK$16,329
baseline
▲ 0.50% · 4.625%
HK$17,190
+HK$861/mo
Deposit HK$2.04M · loan HK$3.05M · min. income ≈ HK$32,658/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$114,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,247
−HK$1,019/mo
▼ 0.25% · 3.875%
HK$16,752
−HK$514/mo
Today · 4.125%
HK$17,266
baseline
▲ 0.50% · 4.625%
HK$18,316
+HK$1,050/mo
Deposit HK$1.53M · loan HK$3.56M · min. income ≈ HK$34,532/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$114,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,074
−HK$977/mo
▼ 0.25% · 3.875%
HK$18,559
−HK$492/mo
Today · 4.125%
HK$19,051
baseline
▲ 0.50% · 4.625%
HK$20,055
+HK$1,004/mo
Deposit HK$1.53M · loan HK$3.56M · min. income ≈ HK$38,102/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$114,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,889
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$21,538
−HK$661/mo
Today · 4.125%
HK$22,199
baseline
▲ 0.50% · 4.625%
HK$23,549
+HK$1,350/mo
Deposit HK$509K · loan HK$4.58M · min. income ≈ HK$44,398/mo (50% DSR)
Upfront cash ≈ HK$623K (deposit + AVD stamp duty HK$114,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,238
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$23,862
−HK$632/mo
Today · 4.125%
HK$24,494
baseline
▲ 0.50% · 4.625%
HK$25,785
+HK$1,291/mo
Deposit HK$509K · loan HK$4.58M · min. income ≈ HK$48,988/mo (50% DSR)
Upfront cash ≈ HK$623K (deposit + AVD stamp duty HK$114,509 · Scale 2, in force from 26 Feb 2026)