LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,054
−HK$7,278/mo
▼ 0.25% · 3.875%
HK$119,664
−HK$3,668/mo
Today · 4.125%
HK$123,332
baseline
▲ 0.50% · 4.625%
HK$130,836
+HK$7,504/mo
Deposit HK$25.45M · loan HK$25.45M · min. income ≈ HK$246,664/mo (50% DSR)
Upfront cash ≈ HK$27.61M (deposit + AVD stamp duty HK$2,163,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,109
−HK$6,976/mo
▼ 0.25% · 3.875%
HK$132,572
−HK$3,513/mo
Today · 4.125%
HK$136,085
baseline
▲ 0.50% · 4.625%
HK$143,258
+HK$7,173/mo
Deposit HK$25.45M · loan HK$25.45M · min. income ≈ HK$272,170/mo (50% DSR)
Upfront cash ≈ HK$27.61M (deposit + AVD stamp duty HK$2,163,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,265
−HK$8,733/mo
▼ 0.25% · 3.875%
HK$143,597
−HK$4,401/mo
Today · 4.125%
HK$147,998
baseline
▲ 0.50% · 4.625%
HK$157,004
+HK$9,006/mo
Deposit HK$20.36M · loan HK$30.54M · min. income ≈ HK$295,996/mo (50% DSR)
Upfront cash ≈ HK$22.52M (deposit + AVD stamp duty HK$2,163,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,931
−HK$8,371/mo
▼ 0.25% · 3.875%
HK$159,086
−HK$4,216/mo
Today · 4.125%
HK$163,302
baseline
▲ 0.50% · 4.625%
HK$171,909
+HK$8,607/mo
Deposit HK$20.36M · loan HK$30.54M · min. income ≈ HK$326,604/mo (50% DSR)
Upfront cash ≈ HK$22.52M (deposit + AVD stamp duty HK$2,163,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,476
−HK$10,189/mo
▼ 0.25% · 3.875%
HK$167,530
−HK$5,135/mo
Today · 4.125%
HK$172,665
baseline
▲ 0.50% · 4.625%
HK$183,171
+HK$10,506/mo
Deposit HK$15.27M · loan HK$35.63M · min. income ≈ HK$345,330/mo (50% DSR)
Upfront cash ≈ HK$17.43M (deposit + AVD stamp duty HK$2,163,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,753
−HK$9,766/mo
▼ 0.25% · 3.875%
HK$185,601
−HK$4,918/mo
Today · 4.125%
HK$190,519
baseline
▲ 0.50% · 4.625%
HK$200,561
+HK$10,042/mo
Deposit HK$15.27M · loan HK$35.63M · min. income ≈ HK$381,038/mo (50% DSR)
Upfront cash ≈ HK$17.43M (deposit + AVD stamp duty HK$2,163,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,898
−HK$13,100/mo
▼ 0.25% · 3.875%
HK$215,396
−HK$6,602/mo
Today · 4.125%
HK$221,998
baseline
▲ 0.50% · 4.625%
HK$235,506
+HK$13,508/mo
Deposit HK$5.09M · loan HK$45.81M · min. income ≈ HK$443,996/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$2,163,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,397
−HK$12,555/mo
▼ 0.25% · 3.875%
HK$238,630
−HK$6,322/mo
Today · 4.125%
HK$244,952
baseline
▲ 0.50% · 4.625%
HK$257,864
+HK$12,912/mo
Deposit HK$5.09M · loan HK$45.81M · min. income ≈ HK$489,904/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$2,163,051 · Scale 2, in force from 26 Feb 2026)