LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,056
−HK$7,278/mo
▼ 0.25% · 3.875%
HK$119,666
−HK$3,668/mo
Today · 4.125%
HK$123,334
baseline
▲ 0.50% · 4.625%
HK$130,838
+HK$7,504/mo
Deposit HK$25.45M · loan HK$25.45M · min. income ≈ HK$246,668/mo (50% DSR)
Upfront cash ≈ HK$27.61M (deposit + AVD stamp duty HK$2,163,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,111
−HK$6,975/mo
▼ 0.25% · 3.875%
HK$132,574
−HK$3,512/mo
Today · 4.125%
HK$136,086
baseline
▲ 0.50% · 4.625%
HK$143,260
+HK$7,174/mo
Deposit HK$25.45M · loan HK$25.45M · min. income ≈ HK$272,172/mo (50% DSR)
Upfront cash ≈ HK$27.61M (deposit + AVD stamp duty HK$2,163,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,267
−HK$8,733/mo
▼ 0.25% · 3.875%
HK$143,599
−HK$4,401/mo
Today · 4.125%
HK$148,000
baseline
▲ 0.50% · 4.625%
HK$157,006
+HK$9,006/mo
Deposit HK$20.36M · loan HK$30.54M · min. income ≈ HK$296,000/mo (50% DSR)
Upfront cash ≈ HK$22.52M (deposit + AVD stamp duty HK$2,163,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,933
−HK$8,371/mo
▼ 0.25% · 3.875%
HK$159,088
−HK$4,216/mo
Today · 4.125%
HK$163,304
baseline
▲ 0.50% · 4.625%
HK$171,912
+HK$8,608/mo
Deposit HK$20.36M · loan HK$30.54M · min. income ≈ HK$326,608/mo (50% DSR)
Upfront cash ≈ HK$22.52M (deposit + AVD stamp duty HK$2,163,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,478
−HK$10,189/mo
▼ 0.25% · 3.875%
HK$167,532
−HK$5,135/mo
Today · 4.125%
HK$172,667
baseline
▲ 0.50% · 4.625%
HK$183,173
+HK$10,506/mo
Deposit HK$15.27M · loan HK$35.63M · min. income ≈ HK$345,334/mo (50% DSR)
Upfront cash ≈ HK$17.43M (deposit + AVD stamp duty HK$2,163,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,755
−HK$9,766/mo
▼ 0.25% · 3.875%
HK$185,603
−HK$4,918/mo
Today · 4.125%
HK$190,521
baseline
▲ 0.50% · 4.625%
HK$200,564
+HK$10,043/mo
Deposit HK$15.27M · loan HK$35.63M · min. income ≈ HK$381,042/mo (50% DSR)
Upfront cash ≈ HK$17.43M (deposit + AVD stamp duty HK$2,163,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,901
−HK$13,100/mo
▼ 0.25% · 3.875%
HK$215,399
−HK$6,602/mo
Today · 4.125%
HK$222,001
baseline
▲ 0.50% · 4.625%
HK$235,509
+HK$13,508/mo
Deposit HK$5.09M · loan HK$45.81M · min. income ≈ HK$444,002/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$2,163,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,400
−HK$12,556/mo
▼ 0.25% · 3.875%
HK$238,633
−HK$6,323/mo
Today · 4.125%
HK$244,956
baseline
▲ 0.50% · 4.625%
HK$257,868
+HK$12,912/mo
Deposit HK$5.09M · loan HK$45.81M · min. income ≈ HK$489,912/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$2,163,080 · Scale 2, in force from 26 Feb 2026)