LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,607
−HK$727/mo
▼ 0.25% · 3.875%
HK$11,968
−HK$366/mo
Today · 4.125%
HK$12,334
baseline
▲ 0.50% · 4.625%
HK$13,085
+HK$751/mo
Deposit HK$2.55M · loan HK$2.55M · min. income ≈ HK$24,668/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$114,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,912
−HK$698/mo
▼ 0.25% · 3.875%
HK$13,258
−HK$352/mo
Today · 4.125%
HK$13,610
baseline
▲ 0.50% · 4.625%
HK$14,327
+HK$717/mo
Deposit HK$2.55M · loan HK$2.55M · min. income ≈ HK$27,220/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$114,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,928
−HK$873/mo
▼ 0.25% · 3.875%
HK$14,361
−HK$440/mo
Today · 4.125%
HK$14,801
baseline
▲ 0.50% · 4.625%
HK$15,702
+HK$901/mo
Deposit HK$2.04M · loan HK$3.05M · min. income ≈ HK$29,602/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$114,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,495
−HK$837/mo
▼ 0.25% · 3.875%
HK$15,910
−HK$422/mo
Today · 4.125%
HK$16,332
baseline
▲ 0.50% · 4.625%
HK$17,193
+HK$861/mo
Deposit HK$2.04M · loan HK$3.05M · min. income ≈ HK$32,664/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$114,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,249
−HK$1,019/mo
▼ 0.25% · 3.875%
HK$16,755
−HK$513/mo
Today · 4.125%
HK$17,268
baseline
▲ 0.50% · 4.625%
HK$18,319
+HK$1,051/mo
Deposit HK$1.53M · loan HK$3.56M · min. income ≈ HK$34,536/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$114,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,077
−HK$977/mo
▼ 0.25% · 3.875%
HK$18,562
−HK$492/mo
Today · 4.125%
HK$19,054
baseline
▲ 0.50% · 4.625%
HK$20,058
+HK$1,004/mo
Deposit HK$1.53M · loan HK$3.56M · min. income ≈ HK$38,108/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$114,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,892
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$21,542
−HK$660/mo
Today · 4.125%
HK$22,202
baseline
▲ 0.50% · 4.625%
HK$23,553
+HK$1,351/mo
Deposit HK$509K · loan HK$4.58M · min. income ≈ HK$44,404/mo (50% DSR)
Upfront cash ≈ HK$624K (deposit + AVD stamp duty HK$114,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,242
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$23,865
−HK$633/mo
Today · 4.125%
HK$24,498
baseline
▲ 0.50% · 4.625%
HK$25,789
+HK$1,291/mo
Deposit HK$509K · loan HK$4.58M · min. income ≈ HK$48,996/mo (50% DSR)
Upfront cash ≈ HK$624K (deposit + AVD stamp duty HK$114,526 · Scale 2, in force from 26 Feb 2026)