LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,076
−HK$7,279/mo
▼ 0.25% · 3.875%
HK$119,686
−HK$3,669/mo
Today · 4.125%
HK$123,355
baseline
▲ 0.50% · 4.625%
HK$130,861
+HK$7,506/mo
Deposit HK$25.45M · loan HK$25.45M · min. income ≈ HK$246,710/mo (50% DSR)
Upfront cash ≈ HK$27.62M (deposit + AVD stamp duty HK$2,163,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,133
−HK$6,977/mo
▼ 0.25% · 3.875%
HK$132,596
−HK$3,514/mo
Today · 4.125%
HK$136,110
baseline
▲ 0.50% · 4.625%
HK$143,284
+HK$7,174/mo
Deposit HK$25.45M · loan HK$25.45M · min. income ≈ HK$272,220/mo (50% DSR)
Upfront cash ≈ HK$27.62M (deposit + AVD stamp duty HK$2,163,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,291
−HK$8,735/mo
▼ 0.25% · 3.875%
HK$143,624
−HK$4,402/mo
Today · 4.125%
HK$148,026
baseline
▲ 0.50% · 4.625%
HK$157,033
+HK$9,007/mo
Deposit HK$20.36M · loan HK$30.54M · min. income ≈ HK$296,052/mo (50% DSR)
Upfront cash ≈ HK$22.53M (deposit + AVD stamp duty HK$2,163,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,960
−HK$8,372/mo
▼ 0.25% · 3.875%
HK$159,116
−HK$4,216/mo
Today · 4.125%
HK$163,332
baseline
▲ 0.50% · 4.625%
HK$171,941
+HK$8,609/mo
Deposit HK$20.36M · loan HK$30.54M · min. income ≈ HK$326,664/mo (50% DSR)
Upfront cash ≈ HK$22.53M (deposit + AVD stamp duty HK$2,163,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,506
−HK$10,191/mo
▼ 0.25% · 3.875%
HK$167,561
−HK$5,136/mo
Today · 4.125%
HK$172,697
baseline
▲ 0.50% · 4.625%
HK$183,205
+HK$10,508/mo
Deposit HK$15.27M · loan HK$35.63M · min. income ≈ HK$345,394/mo (50% DSR)
Upfront cash ≈ HK$17.43M (deposit + AVD stamp duty HK$2,163,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,786
−HK$9,768/mo
▼ 0.25% · 3.875%
HK$185,635
−HK$4,919/mo
Today · 4.125%
HK$190,554
baseline
▲ 0.50% · 4.625%
HK$200,598
+HK$10,044/mo
Deposit HK$15.27M · loan HK$35.63M · min. income ≈ HK$381,108/mo (50% DSR)
Upfront cash ≈ HK$17.43M (deposit + AVD stamp duty HK$2,163,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,936
−HK$13,102/mo
▼ 0.25% · 3.875%
HK$215,435
−HK$6,603/mo
Today · 4.125%
HK$222,038
baseline
▲ 0.50% · 4.625%
HK$235,549
+HK$13,511/mo
Deposit HK$5.09M · loan HK$45.81M · min. income ≈ HK$444,076/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$2,163,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,440
−HK$12,558/mo
▼ 0.25% · 3.875%
HK$238,673
−HK$6,325/mo
Today · 4.125%
HK$244,998
baseline
▲ 0.50% · 4.625%
HK$257,912
+HK$12,914/mo
Deposit HK$5.09M · loan HK$45.81M · min. income ≈ HK$489,996/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$2,163,449 · Scale 2, in force from 26 Feb 2026)