LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,084
−HK$7,280/mo
▼ 0.25% · 3.875%
HK$119,695
−HK$3,669/mo
Today · 4.125%
HK$123,364
baseline
▲ 0.50% · 4.625%
HK$130,870
+HK$7,506/mo
Deposit HK$25.45M · loan HK$25.45M · min. income ≈ HK$246,728/mo (50% DSR)
Upfront cash ≈ HK$27.62M (deposit + AVD stamp duty HK$2,163,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,143
−HK$6,977/mo
▼ 0.25% · 3.875%
HK$132,606
−HK$3,514/mo
Today · 4.125%
HK$136,120
baseline
▲ 0.50% · 4.625%
HK$143,295
+HK$7,175/mo
Deposit HK$25.45M · loan HK$25.45M · min. income ≈ HK$272,240/mo (50% DSR)
Upfront cash ≈ HK$27.62M (deposit + AVD stamp duty HK$2,163,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,301
−HK$8,736/mo
▼ 0.25% · 3.875%
HK$143,634
−HK$4,403/mo
Today · 4.125%
HK$148,037
baseline
▲ 0.50% · 4.625%
HK$157,044
+HK$9,007/mo
Deposit HK$20.36M · loan HK$30.55M · min. income ≈ HK$296,074/mo (50% DSR)
Upfront cash ≈ HK$22.53M (deposit + AVD stamp duty HK$2,163,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,971
−HK$8,373/mo
▼ 0.25% · 3.875%
HK$159,127
−HK$4,217/mo
Today · 4.125%
HK$163,344
baseline
▲ 0.50% · 4.625%
HK$171,954
+HK$8,610/mo
Deposit HK$20.36M · loan HK$30.55M · min. income ≈ HK$326,688/mo (50% DSR)
Upfront cash ≈ HK$22.53M (deposit + AVD stamp duty HK$2,163,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,518
−HK$10,191/mo
▼ 0.25% · 3.875%
HK$167,573
−HK$5,136/mo
Today · 4.125%
HK$172,709
baseline
▲ 0.50% · 4.625%
HK$183,218
+HK$10,509/mo
Deposit HK$15.27M · loan HK$35.64M · min. income ≈ HK$345,418/mo (50% DSR)
Upfront cash ≈ HK$17.44M (deposit + AVD stamp duty HK$2,163,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,800
−HK$9,768/mo
▼ 0.25% · 3.875%
HK$185,649
−HK$4,919/mo
Today · 4.125%
HK$190,568
baseline
▲ 0.50% · 4.625%
HK$200,613
+HK$10,045/mo
Deposit HK$15.27M · loan HK$35.64M · min. income ≈ HK$381,136/mo (50% DSR)
Upfront cash ≈ HK$17.44M (deposit + AVD stamp duty HK$2,163,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,952
−HK$13,103/mo
▼ 0.25% · 3.875%
HK$215,451
−HK$6,604/mo
Today · 4.125%
HK$222,055
baseline
▲ 0.50% · 4.625%
HK$235,567
+HK$13,512/mo
Deposit HK$5.09M · loan HK$45.82M · min. income ≈ HK$444,110/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$2,163,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,457
−HK$12,559/mo
▼ 0.25% · 3.875%
HK$238,691
−HK$6,325/mo
Today · 4.125%
HK$245,016
baseline
▲ 0.50% · 4.625%
HK$257,931
+HK$12,915/mo
Deposit HK$5.09M · loan HK$45.82M · min. income ≈ HK$490,032/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$2,163,611 · Scale 2, in force from 26 Feb 2026)