LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,612
−HK$728/mo
▼ 0.25% · 3.875%
HK$11,973
−HK$367/mo
Today · 4.125%
HK$12,340
baseline
▲ 0.50% · 4.625%
HK$13,091
+HK$751/mo
Deposit HK$2.55M · loan HK$2.55M · min. income ≈ HK$24,680/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$114,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,918
−HK$698/mo
▼ 0.25% · 3.875%
HK$13,265
−HK$351/mo
Today · 4.125%
HK$13,616
baseline
▲ 0.50% · 4.625%
HK$14,334
+HK$718/mo
Deposit HK$2.55M · loan HK$2.55M · min. income ≈ HK$27,232/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$114,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,935
−HK$873/mo
▼ 0.25% · 3.875%
HK$14,368
−HK$440/mo
Today · 4.125%
HK$14,808
baseline
▲ 0.50% · 4.625%
HK$15,709
+HK$901/mo
Deposit HK$2.04M · loan HK$3.06M · min. income ≈ HK$29,616/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$114,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,502
−HK$838/mo
▼ 0.25% · 3.875%
HK$15,918
−HK$422/mo
Today · 4.125%
HK$16,340
baseline
▲ 0.50% · 4.625%
HK$17,201
+HK$861/mo
Deposit HK$2.04M · loan HK$3.06M · min. income ≈ HK$32,680/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$114,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,257
−HK$1,019/mo
▼ 0.25% · 3.875%
HK$16,763
−HK$513/mo
Today · 4.125%
HK$17,276
baseline
▲ 0.50% · 4.625%
HK$18,328
+HK$1,052/mo
Deposit HK$1.53M · loan HK$3.56M · min. income ≈ HK$34,552/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$114,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,086
−HK$977/mo
▼ 0.25% · 3.875%
HK$18,571
−HK$492/mo
Today · 4.125%
HK$19,063
baseline
▲ 0.50% · 4.625%
HK$20,068
+HK$1,005/mo
Deposit HK$1.53M · loan HK$3.56M · min. income ≈ HK$38,126/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$114,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,902
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$21,552
−HK$661/mo
Today · 4.125%
HK$22,213
baseline
▲ 0.50% · 4.625%
HK$23,564
+HK$1,351/mo
Deposit HK$509K · loan HK$4.58M · min. income ≈ HK$44,426/mo (50% DSR)
Upfront cash ≈ HK$624K (deposit + AVD stamp duty HK$114,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,253
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$23,877
−HK$632/mo
Today · 4.125%
HK$24,509
baseline
▲ 0.50% · 4.625%
HK$25,801
+HK$1,292/mo
Deposit HK$509K · loan HK$4.58M · min. income ≈ HK$49,018/mo (50% DSR)
Upfront cash ≈ HK$624K (deposit + AVD stamp duty HK$114,581 · Scale 2, in force from 26 Feb 2026)