LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,143
−HK$7,283/mo
▼ 0.25% · 3.875%
HK$119,755
−HK$3,671/mo
Today · 4.125%
HK$123,426
baseline
▲ 0.50% · 4.625%
HK$130,936
+HK$7,510/mo
Deposit HK$25.47M · loan HK$25.47M · min. income ≈ HK$246,852/mo (50% DSR)
Upfront cash ≈ HK$27.63M (deposit + AVD stamp duty HK$2,164,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,208
−HK$6,980/mo
▼ 0.25% · 3.875%
HK$132,673
−HK$3,515/mo
Today · 4.125%
HK$136,188
baseline
▲ 0.50% · 4.625%
HK$143,367
+HK$7,179/mo
Deposit HK$25.47M · loan HK$25.47M · min. income ≈ HK$272,376/mo (50% DSR)
Upfront cash ≈ HK$27.63M (deposit + AVD stamp duty HK$2,164,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,371
−HK$8,740/mo
▼ 0.25% · 3.875%
HK$143,706
−HK$4,405/mo
Today · 4.125%
HK$148,111
baseline
▲ 0.50% · 4.625%
HK$157,123
+HK$9,012/mo
Deposit HK$20.37M · loan HK$30.56M · min. income ≈ HK$296,222/mo (50% DSR)
Upfront cash ≈ HK$22.54M (deposit + AVD stamp duty HK$2,164,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,049
−HK$8,377/mo
▼ 0.25% · 3.875%
HK$159,207
−HK$4,219/mo
Today · 4.125%
HK$163,426
baseline
▲ 0.50% · 4.625%
HK$172,040
+HK$8,614/mo
Deposit HK$20.37M · loan HK$30.56M · min. income ≈ HK$326,852/mo (50% DSR)
Upfront cash ≈ HK$22.54M (deposit + AVD stamp duty HK$2,164,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,600
−HK$10,196/mo
▼ 0.25% · 3.875%
HK$167,657
−HK$5,139/mo
Today · 4.125%
HK$172,796
baseline
▲ 0.50% · 4.625%
HK$183,310
+HK$10,514/mo
Deposit HK$15.28M · loan HK$35.65M · min. income ≈ HK$345,592/mo (50% DSR)
Upfront cash ≈ HK$17.44M (deposit + AVD stamp duty HK$2,164,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,891
−HK$9,772/mo
▼ 0.25% · 3.875%
HK$185,742
−HK$4,921/mo
Today · 4.125%
HK$190,663
baseline
▲ 0.50% · 4.625%
HK$200,714
+HK$10,051/mo
Deposit HK$15.28M · loan HK$35.65M · min. income ≈ HK$381,326/mo (50% DSR)
Upfront cash ≈ HK$17.44M (deposit + AVD stamp duty HK$2,164,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,057
−HK$13,109/mo
▼ 0.25% · 3.875%
HK$215,560
−HK$6,606/mo
Today · 4.125%
HK$222,166
baseline
▲ 0.50% · 4.625%
HK$235,685
+HK$13,519/mo
Deposit HK$5.09M · loan HK$45.84M · min. income ≈ HK$444,332/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$2,164,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,574
−HK$12,565/mo
▼ 0.25% · 3.875%
HK$238,811
−HK$6,328/mo
Today · 4.125%
HK$245,139
baseline
▲ 0.50% · 4.625%
HK$258,060
+HK$12,921/mo
Deposit HK$5.09M · loan HK$45.84M · min. income ≈ HK$490,278/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$2,164,696 · Scale 2, in force from 26 Feb 2026)