LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,615
−HK$728/mo
▼ 0.25% · 3.875%
HK$11,976
−HK$367/mo
Today · 4.125%
HK$12,343
baseline
▲ 0.50% · 4.625%
HK$13,094
+HK$751/mo
Deposit HK$2.55M · loan HK$2.55M · min. income ≈ HK$24,686/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$114,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,921
−HK$698/mo
▼ 0.25% · 3.875%
HK$13,268
−HK$351/mo
Today · 4.125%
HK$13,619
baseline
▲ 0.50% · 4.625%
HK$14,337
+HK$718/mo
Deposit HK$2.55M · loan HK$2.55M · min. income ≈ HK$27,238/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$114,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,938
−HK$874/mo
▼ 0.25% · 3.875%
HK$14,371
−HK$441/mo
Today · 4.125%
HK$14,812
baseline
▲ 0.50% · 4.625%
HK$15,713
+HK$901/mo
Deposit HK$2.04M · loan HK$3.06M · min. income ≈ HK$29,624/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$114,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,505
−HK$838/mo
▼ 0.25% · 3.875%
HK$15,921
−HK$422/mo
Today · 4.125%
HK$16,343
baseline
▲ 0.50% · 4.625%
HK$17,205
+HK$862/mo
Deposit HK$2.04M · loan HK$3.06M · min. income ≈ HK$32,686/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$114,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,261
−HK$1,019/mo
▼ 0.25% · 3.875%
HK$16,766
−HK$514/mo
Today · 4.125%
HK$17,280
baseline
▲ 0.50% · 4.625%
HK$18,332
+HK$1,052/mo
Deposit HK$1.53M · loan HK$3.57M · min. income ≈ HK$34,560/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$114,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,090
−HK$977/mo
▼ 0.25% · 3.875%
HK$18,575
−HK$492/mo
Today · 4.125%
HK$19,067
baseline
▲ 0.50% · 4.625%
HK$20,072
+HK$1,005/mo
Deposit HK$1.53M · loan HK$3.57M · min. income ≈ HK$38,134/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$114,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,906
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$21,557
−HK$660/mo
Today · 4.125%
HK$22,217
baseline
▲ 0.50% · 4.625%
HK$23,569
+HK$1,352/mo
Deposit HK$509K · loan HK$4.58M · min. income ≈ HK$44,434/mo (50% DSR)
Upfront cash ≈ HK$624K (deposit + AVD stamp duty HK$114,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,258
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$23,882
−HK$633/mo
Today · 4.125%
HK$24,515
baseline
▲ 0.50% · 4.625%
HK$25,807
+HK$1,292/mo
Deposit HK$509K · loan HK$4.58M · min. income ≈ HK$49,030/mo (50% DSR)
Upfront cash ≈ HK$624K (deposit + AVD stamp duty HK$114,606 · Scale 2, in force from 26 Feb 2026)