LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,158
−HK$7,284/mo
▼ 0.25% · 3.875%
HK$119,772
−HK$3,670/mo
Today · 4.125%
HK$123,442
baseline
▲ 0.50% · 4.625%
HK$130,954
+HK$7,512/mo
Deposit HK$25.47M · loan HK$25.47M · min. income ≈ HK$246,884/mo (50% DSR)
Upfront cash ≈ HK$27.64M (deposit + AVD stamp duty HK$2,164,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,225
−HK$6,982/mo
▼ 0.25% · 3.875%
HK$132,691
−HK$3,516/mo
Today · 4.125%
HK$136,207
baseline
▲ 0.50% · 4.625%
HK$143,386
+HK$7,179/mo
Deposit HK$25.47M · loan HK$25.47M · min. income ≈ HK$272,414/mo (50% DSR)
Upfront cash ≈ HK$27.64M (deposit + AVD stamp duty HK$2,164,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,390
−HK$8,741/mo
▼ 0.25% · 3.875%
HK$143,726
−HK$4,405/mo
Today · 4.125%
HK$148,131
baseline
▲ 0.50% · 4.625%
HK$157,144
+HK$9,013/mo
Deposit HK$20.38M · loan HK$30.56M · min. income ≈ HK$296,262/mo (50% DSR)
Upfront cash ≈ HK$22.54M (deposit + AVD stamp duty HK$2,164,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,070
−HK$8,378/mo
▼ 0.25% · 3.875%
HK$159,229
−HK$4,219/mo
Today · 4.125%
HK$163,448
baseline
▲ 0.50% · 4.625%
HK$172,063
+HK$8,615/mo
Deposit HK$20.38M · loan HK$30.56M · min. income ≈ HK$326,896/mo (50% DSR)
Upfront cash ≈ HK$22.54M (deposit + AVD stamp duty HK$2,164,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,622
−HK$10,197/mo
▼ 0.25% · 3.875%
HK$167,680
−HK$5,139/mo
Today · 4.125%
HK$172,819
baseline
▲ 0.50% · 4.625%
HK$183,335
+HK$10,516/mo
Deposit HK$15.28M · loan HK$35.66M · min. income ≈ HK$345,638/mo (50% DSR)
Upfront cash ≈ HK$17.45M (deposit + AVD stamp duty HK$2,164,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,915
−HK$9,774/mo
▼ 0.25% · 3.875%
HK$185,767
−HK$4,922/mo
Today · 4.125%
HK$190,689
baseline
▲ 0.50% · 4.625%
HK$200,741
+HK$10,052/mo
Deposit HK$15.28M · loan HK$35.66M · min. income ≈ HK$381,378/mo (50% DSR)
Upfront cash ≈ HK$17.45M (deposit + AVD stamp duty HK$2,164,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,085
−HK$13,111/mo
▼ 0.25% · 3.875%
HK$215,589
−HK$6,607/mo
Today · 4.125%
HK$222,196
baseline
▲ 0.50% · 4.625%
HK$235,717
+HK$13,521/mo
Deposit HK$5.09M · loan HK$45.85M · min. income ≈ HK$444,392/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$2,164,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,605
−HK$12,567/mo
▼ 0.25% · 3.875%
HK$238,843
−HK$6,329/mo
Today · 4.125%
HK$245,172
baseline
▲ 0.50% · 4.625%
HK$258,095
+HK$12,923/mo
Deposit HK$5.09M · loan HK$45.85M · min. income ≈ HK$490,344/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$2,164,989 · Scale 2, in force from 26 Feb 2026)