LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,167
−HK$7,285/mo
▼ 0.25% · 3.875%
HK$119,780
−HK$3,672/mo
Today · 4.125%
HK$123,452
baseline
▲ 0.50% · 4.625%
HK$130,963
+HK$7,511/mo
Deposit HK$25.47M · loan HK$25.47M · min. income ≈ HK$246,904/mo (50% DSR)
Upfront cash ≈ HK$27.64M (deposit + AVD stamp duty HK$2,165,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,234
−HK$6,983/mo
▼ 0.25% · 3.875%
HK$132,700
−HK$3,517/mo
Today · 4.125%
HK$136,217
baseline
▲ 0.50% · 4.625%
HK$143,397
+HK$7,180/mo
Deposit HK$25.47M · loan HK$25.47M · min. income ≈ HK$272,434/mo (50% DSR)
Upfront cash ≈ HK$27.64M (deposit + AVD stamp duty HK$2,165,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,400
−HK$8,742/mo
▼ 0.25% · 3.875%
HK$143,736
−HK$4,406/mo
Today · 4.125%
HK$148,142
baseline
▲ 0.50% · 4.625%
HK$157,156
+HK$9,014/mo
Deposit HK$20.38M · loan HK$30.57M · min. income ≈ HK$296,284/mo (50% DSR)
Upfront cash ≈ HK$22.54M (deposit + AVD stamp duty HK$2,165,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,081
−HK$8,379/mo
▼ 0.25% · 3.875%
HK$159,241
−HK$4,219/mo
Today · 4.125%
HK$163,460
baseline
▲ 0.50% · 4.625%
HK$172,076
+HK$8,616/mo
Deposit HK$20.38M · loan HK$30.57M · min. income ≈ HK$326,920/mo (50% DSR)
Upfront cash ≈ HK$22.54M (deposit + AVD stamp duty HK$2,165,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,634
−HK$10,198/mo
▼ 0.25% · 3.875%
HK$167,692
−HK$5,140/mo
Today · 4.125%
HK$172,832
baseline
▲ 0.50% · 4.625%
HK$183,349
+HK$10,517/mo
Deposit HK$15.28M · loan HK$35.66M · min. income ≈ HK$345,664/mo (50% DSR)
Upfront cash ≈ HK$17.45M (deposit + AVD stamp duty HK$2,165,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,928
−HK$9,775/mo
▼ 0.25% · 3.875%
HK$185,781
−HK$4,922/mo
Today · 4.125%
HK$190,703
baseline
▲ 0.50% · 4.625%
HK$200,755
+HK$10,052/mo
Deposit HK$15.28M · loan HK$35.66M · min. income ≈ HK$381,406/mo (50% DSR)
Upfront cash ≈ HK$17.45M (deposit + AVD stamp duty HK$2,165,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,100
−HK$13,113/mo
▼ 0.25% · 3.875%
HK$215,605
−HK$6,608/mo
Today · 4.125%
HK$222,213
baseline
▲ 0.50% · 4.625%
HK$235,734
+HK$13,521/mo
Deposit HK$5.09M · loan HK$45.85M · min. income ≈ HK$444,426/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$2,165,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,622
−HK$12,568/mo
▼ 0.25% · 3.875%
HK$238,861
−HK$6,329/mo
Today · 4.125%
HK$245,190
baseline
▲ 0.50% · 4.625%
HK$258,114
+HK$12,924/mo
Deposit HK$5.09M · loan HK$45.85M · min. income ≈ HK$490,380/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$2,165,148 · Scale 2, in force from 26 Feb 2026)