LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,169
−HK$7,285/mo
▼ 0.25% · 3.875%
HK$119,783
−HK$3,671/mo
Today · 4.125%
HK$123,454
baseline
▲ 0.50% · 4.625%
HK$130,966
+HK$7,512/mo
Deposit HK$25.47M · loan HK$25.47M · min. income ≈ HK$246,908/mo (50% DSR)
Upfront cash ≈ HK$27.64M (deposit + AVD stamp duty HK$2,165,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,237
−HK$6,982/mo
▼ 0.25% · 3.875%
HK$132,703
−HK$3,516/mo
Today · 4.125%
HK$136,219
baseline
▲ 0.50% · 4.625%
HK$143,400
+HK$7,181/mo
Deposit HK$25.47M · loan HK$25.47M · min. income ≈ HK$272,438/mo (50% DSR)
Upfront cash ≈ HK$27.64M (deposit + AVD stamp duty HK$2,165,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,403
−HK$8,742/mo
▼ 0.25% · 3.875%
HK$143,739
−HK$4,406/mo
Today · 4.125%
HK$148,145
baseline
▲ 0.50% · 4.625%
HK$157,159
+HK$9,014/mo
Deposit HK$20.38M · loan HK$30.57M · min. income ≈ HK$296,290/mo (50% DSR)
Upfront cash ≈ HK$22.54M (deposit + AVD stamp duty HK$2,165,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,085
−HK$8,378/mo
▼ 0.25% · 3.875%
HK$159,244
−HK$4,219/mo
Today · 4.125%
HK$163,463
baseline
▲ 0.50% · 4.625%
HK$172,080
+HK$8,617/mo
Deposit HK$20.38M · loan HK$30.57M · min. income ≈ HK$326,926/mo (50% DSR)
Upfront cash ≈ HK$22.54M (deposit + AVD stamp duty HK$2,165,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,637
−HK$10,199/mo
▼ 0.25% · 3.875%
HK$167,696
−HK$5,140/mo
Today · 4.125%
HK$172,836
baseline
▲ 0.50% · 4.625%
HK$183,352
+HK$10,516/mo
Deposit HK$15.28M · loan HK$35.66M · min. income ≈ HK$345,672/mo (50% DSR)
Upfront cash ≈ HK$17.45M (deposit + AVD stamp duty HK$2,165,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,932
−HK$9,775/mo
▼ 0.25% · 3.875%
HK$185,784
−HK$4,923/mo
Today · 4.125%
HK$190,707
baseline
▲ 0.50% · 4.625%
HK$200,760
+HK$10,053/mo
Deposit HK$15.28M · loan HK$35.66M · min. income ≈ HK$381,414/mo (50% DSR)
Upfront cash ≈ HK$17.45M (deposit + AVD stamp duty HK$2,165,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,105
−HK$13,112/mo
▼ 0.25% · 3.875%
HK$215,609
−HK$6,608/mo
Today · 4.125%
HK$222,217
baseline
▲ 0.50% · 4.625%
HK$235,739
+HK$13,522/mo
Deposit HK$5.09M · loan HK$45.85M · min. income ≈ HK$444,434/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$2,165,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,627
−HK$12,568/mo
▼ 0.25% · 3.875%
HK$238,866
−HK$6,329/mo
Today · 4.125%
HK$245,195
baseline
▲ 0.50% · 4.625%
HK$258,119
+HK$12,924/mo
Deposit HK$5.09M · loan HK$45.85M · min. income ≈ HK$490,390/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$2,165,192 · Scale 2, in force from 26 Feb 2026)