LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,196
−HK$7,287/mo
▼ 0.25% · 3.875%
HK$119,810
−HK$3,673/mo
Today · 4.125%
HK$123,483
baseline
▲ 0.50% · 4.625%
HK$130,996
+HK$7,513/mo
Deposit HK$25.48M · loan HK$25.48M · min. income ≈ HK$246,966/mo (50% DSR)
Upfront cash ≈ HK$27.64M (deposit + AVD stamp duty HK$2,165,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,267
−HK$6,984/mo
▼ 0.25% · 3.875%
HK$132,734
−HK$3,517/mo
Today · 4.125%
HK$136,251
baseline
▲ 0.50% · 4.625%
HK$143,433
+HK$7,182/mo
Deposit HK$25.48M · loan HK$25.48M · min. income ≈ HK$272,502/mo (50% DSR)
Upfront cash ≈ HK$27.64M (deposit + AVD stamp duty HK$2,165,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,435
−HK$8,744/mo
▼ 0.25% · 3.875%
HK$143,772
−HK$4,407/mo
Today · 4.125%
HK$148,179
baseline
▲ 0.50% · 4.625%
HK$157,195
+HK$9,016/mo
Deposit HK$20.38M · loan HK$30.57M · min. income ≈ HK$296,358/mo (50% DSR)
Upfront cash ≈ HK$22.55M (deposit + AVD stamp duty HK$2,165,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,120
−HK$8,381/mo
▼ 0.25% · 3.875%
HK$159,280
−HK$4,221/mo
Today · 4.125%
HK$163,501
baseline
▲ 0.50% · 4.625%
HK$172,119
+HK$8,618/mo
Deposit HK$20.38M · loan HK$30.57M · min. income ≈ HK$327,002/mo (50% DSR)
Upfront cash ≈ HK$22.55M (deposit + AVD stamp duty HK$2,165,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,674
−HK$10,202/mo
▼ 0.25% · 3.875%
HK$167,734
−HK$5,142/mo
Today · 4.125%
HK$172,876
baseline
▲ 0.50% · 4.625%
HK$183,395
+HK$10,519/mo
Deposit HK$15.29M · loan HK$35.67M · min. income ≈ HK$345,752/mo (50% DSR)
Upfront cash ≈ HK$17.45M (deposit + AVD stamp duty HK$2,165,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,974
−HK$9,777/mo
▼ 0.25% · 3.875%
HK$185,827
−HK$4,924/mo
Today · 4.125%
HK$190,751
baseline
▲ 0.50% · 4.625%
HK$200,806
+HK$10,055/mo
Deposit HK$15.29M · loan HK$35.67M · min. income ≈ HK$381,502/mo (50% DSR)
Upfront cash ≈ HK$17.45M (deposit + AVD stamp duty HK$2,165,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,153
−HK$13,116/mo
▼ 0.25% · 3.875%
HK$215,659
−HK$6,610/mo
Today · 4.125%
HK$222,269
baseline
▲ 0.50% · 4.625%
HK$235,793
+HK$13,524/mo
Deposit HK$5.10M · loan HK$45.86M · min. income ≈ HK$444,538/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$2,165,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,680
−HK$12,571/mo
▼ 0.25% · 3.875%
HK$238,921
−HK$6,330/mo
Today · 4.125%
HK$245,251
baseline
▲ 0.50% · 4.625%
HK$258,179
+HK$12,928/mo
Deposit HK$5.10M · loan HK$45.86M · min. income ≈ HK$490,502/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$2,165,691 · Scale 2, in force from 26 Feb 2026)