LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,214
−HK$7,288/mo
▼ 0.25% · 3.875%
HK$119,829
−HK$3,673/mo
Today · 4.125%
HK$123,502
baseline
▲ 0.50% · 4.625%
HK$131,017
+HK$7,515/mo
Deposit HK$25.48M · loan HK$25.48M · min. income ≈ HK$247,004/mo (50% DSR)
Upfront cash ≈ HK$27.65M (deposit + AVD stamp duty HK$2,166,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,287
−HK$6,985/mo
▼ 0.25% · 3.875%
HK$132,755
−HK$3,517/mo
Today · 4.125%
HK$136,272
baseline
▲ 0.50% · 4.625%
HK$143,456
+HK$7,184/mo
Deposit HK$25.48M · loan HK$25.48M · min. income ≈ HK$272,544/mo (50% DSR)
Upfront cash ≈ HK$27.65M (deposit + AVD stamp duty HK$2,166,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,457
−HK$8,746/mo
▼ 0.25% · 3.875%
HK$143,795
−HK$4,408/mo
Today · 4.125%
HK$148,203
baseline
▲ 0.50% · 4.625%
HK$157,220
+HK$9,017/mo
Deposit HK$20.39M · loan HK$30.58M · min. income ≈ HK$296,406/mo (50% DSR)
Upfront cash ≈ HK$22.55M (deposit + AVD stamp duty HK$2,166,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,145
−HK$8,382/mo
▼ 0.25% · 3.875%
HK$159,306
−HK$4,221/mo
Today · 4.125%
HK$163,527
baseline
▲ 0.50% · 4.625%
HK$172,147
+HK$8,620/mo
Deposit HK$20.39M · loan HK$30.58M · min. income ≈ HK$327,054/mo (50% DSR)
Upfront cash ≈ HK$22.55M (deposit + AVD stamp duty HK$2,166,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,700
−HK$10,203/mo
▼ 0.25% · 3.875%
HK$167,761
−HK$5,142/mo
Today · 4.125%
HK$172,903
baseline
▲ 0.50% · 4.625%
HK$183,424
+HK$10,521/mo
Deposit HK$15.29M · loan HK$35.68M · min. income ≈ HK$345,806/mo (50% DSR)
Upfront cash ≈ HK$17.46M (deposit + AVD stamp duty HK$2,166,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,002
−HK$9,779/mo
▼ 0.25% · 3.875%
HK$185,857
−HK$4,924/mo
Today · 4.125%
HK$190,781
baseline
▲ 0.50% · 4.625%
HK$200,838
+HK$10,057/mo
Deposit HK$15.29M · loan HK$35.68M · min. income ≈ HK$381,562/mo (50% DSR)
Upfront cash ≈ HK$17.46M (deposit + AVD stamp duty HK$2,166,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,186
−HK$13,118/mo
▼ 0.25% · 3.875%
HK$215,693
−HK$6,611/mo
Today · 4.125%
HK$222,304
baseline
▲ 0.50% · 4.625%
HK$235,831
+HK$13,527/mo
Deposit HK$5.10M · loan HK$45.87M · min. income ≈ HK$444,608/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$2,166,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,717
−HK$12,573/mo
▼ 0.25% · 3.875%
HK$238,959
−HK$6,331/mo
Today · 4.125%
HK$245,290
baseline
▲ 0.50% · 4.625%
HK$258,220
+HK$12,930/mo
Deposit HK$5.10M · loan HK$45.87M · min. income ≈ HK$490,580/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$2,166,036 · Scale 2, in force from 26 Feb 2026)