LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,216
−HK$7,288/mo
▼ 0.25% · 3.875%
HK$119,831
−HK$3,673/mo
Today · 4.125%
HK$123,504
baseline
▲ 0.50% · 4.625%
HK$131,018
+HK$7,514/mo
Deposit HK$25.48M · loan HK$25.48M · min. income ≈ HK$247,008/mo (50% DSR)
Upfront cash ≈ HK$27.65M (deposit + AVD stamp duty HK$2,166,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,289
−HK$6,985/mo
▼ 0.25% · 3.875%
HK$132,756
−HK$3,518/mo
Today · 4.125%
HK$136,274
baseline
▲ 0.50% · 4.625%
HK$143,457
+HK$7,183/mo
Deposit HK$25.48M · loan HK$25.48M · min. income ≈ HK$272,548/mo (50% DSR)
Upfront cash ≈ HK$27.65M (deposit + AVD stamp duty HK$2,166,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,459
−HK$8,745/mo
▼ 0.25% · 3.875%
HK$143,797
−HK$4,407/mo
Today · 4.125%
HK$148,204
baseline
▲ 0.50% · 4.625%
HK$157,222
+HK$9,018/mo
Deposit HK$20.39M · loan HK$30.58M · min. income ≈ HK$296,408/mo (50% DSR)
Upfront cash ≈ HK$22.55M (deposit + AVD stamp duty HK$2,166,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,147
−HK$8,382/mo
▼ 0.25% · 3.875%
HK$159,308
−HK$4,221/mo
Today · 4.125%
HK$163,529
baseline
▲ 0.50% · 4.625%
HK$172,149
+HK$8,620/mo
Deposit HK$20.39M · loan HK$30.58M · min. income ≈ HK$327,058/mo (50% DSR)
Upfront cash ≈ HK$22.55M (deposit + AVD stamp duty HK$2,166,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,702
−HK$10,203/mo
▼ 0.25% · 3.875%
HK$167,763
−HK$5,142/mo
Today · 4.125%
HK$172,905
baseline
▲ 0.50% · 4.625%
HK$183,426
+HK$10,521/mo
Deposit HK$15.29M · loan HK$35.68M · min. income ≈ HK$345,810/mo (50% DSR)
Upfront cash ≈ HK$17.46M (deposit + AVD stamp duty HK$2,166,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,004
−HK$9,780/mo
▼ 0.25% · 3.875%
HK$185,859
−HK$4,925/mo
Today · 4.125%
HK$190,784
baseline
▲ 0.50% · 4.625%
HK$200,840
+HK$10,056/mo
Deposit HK$15.29M · loan HK$35.68M · min. income ≈ HK$381,568/mo (50% DSR)
Upfront cash ≈ HK$17.46M (deposit + AVD stamp duty HK$2,166,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,188
−HK$13,118/mo
▼ 0.25% · 3.875%
HK$215,695
−HK$6,611/mo
Today · 4.125%
HK$222,306
baseline
▲ 0.50% · 4.625%
HK$235,833
+HK$13,527/mo
Deposit HK$5.10M · loan HK$45.87M · min. income ≈ HK$444,612/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$2,166,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,720
−HK$12,573/mo
▼ 0.25% · 3.875%
HK$238,961
−HK$6,332/mo
Today · 4.125%
HK$245,293
baseline
▲ 0.50% · 4.625%
HK$258,223
+HK$12,930/mo
Deposit HK$5.10M · loan HK$45.87M · min. income ≈ HK$490,586/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$2,166,060 · Scale 2, in force from 26 Feb 2026)