LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,245
−HK$7,290/mo
▼ 0.25% · 3.875%
HK$119,861
−HK$3,674/mo
Today · 4.125%
HK$123,535
baseline
▲ 0.50% · 4.625%
HK$131,052
+HK$7,517/mo
Deposit HK$25.49M · loan HK$25.49M · min. income ≈ HK$247,070/mo (50% DSR)
Upfront cash ≈ HK$27.66M (deposit + AVD stamp duty HK$2,166,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,322
−HK$6,987/mo
▼ 0.25% · 3.875%
HK$132,790
−HK$3,519/mo
Today · 4.125%
HK$136,309
baseline
▲ 0.50% · 4.625%
HK$143,494
+HK$7,185/mo
Deposit HK$25.49M · loan HK$25.49M · min. income ≈ HK$272,618/mo (50% DSR)
Upfront cash ≈ HK$27.66M (deposit + AVD stamp duty HK$2,166,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,494
−HK$8,748/mo
▼ 0.25% · 3.875%
HK$143,833
−HK$4,409/mo
Today · 4.125%
HK$148,242
baseline
▲ 0.50% · 4.625%
HK$157,262
+HK$9,020/mo
Deposit HK$20.39M · loan HK$30.59M · min. income ≈ HK$296,484/mo (50% DSR)
Upfront cash ≈ HK$22.56M (deposit + AVD stamp duty HK$2,166,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,186
−HK$8,384/mo
▼ 0.25% · 3.875%
HK$159,348
−HK$4,222/mo
Today · 4.125%
HK$163,570
baseline
▲ 0.50% · 4.625%
HK$172,192
+HK$8,622/mo
Deposit HK$20.39M · loan HK$30.59M · min. income ≈ HK$327,140/mo (50% DSR)
Upfront cash ≈ HK$22.56M (deposit + AVD stamp duty HK$2,166,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,743
−HK$10,206/mo
▼ 0.25% · 3.875%
HK$167,806
−HK$5,143/mo
Today · 4.125%
HK$172,949
baseline
▲ 0.50% · 4.625%
HK$183,472
+HK$10,523/mo
Deposit HK$15.29M · loan HK$35.69M · min. income ≈ HK$345,898/mo (50% DSR)
Upfront cash ≈ HK$17.46M (deposit + AVD stamp duty HK$2,166,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,050
−HK$9,782/mo
▼ 0.25% · 3.875%
HK$185,906
−HK$4,926/mo
Today · 4.125%
HK$190,832
baseline
▲ 0.50% · 4.625%
HK$200,891
+HK$10,059/mo
Deposit HK$15.29M · loan HK$35.69M · min. income ≈ HK$381,664/mo (50% DSR)
Upfront cash ≈ HK$17.46M (deposit + AVD stamp duty HK$2,166,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,242
−HK$13,121/mo
▼ 0.25% · 3.875%
HK$215,750
−HK$6,613/mo
Today · 4.125%
HK$222,363
baseline
▲ 0.50% · 4.625%
HK$235,893
+HK$13,530/mo
Deposit HK$5.10M · loan HK$45.88M · min. income ≈ HK$444,726/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$2,166,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,779
−HK$12,576/mo
▼ 0.25% · 3.875%
HK$239,022
−HK$6,333/mo
Today · 4.125%
HK$245,355
baseline
▲ 0.50% · 4.625%
HK$258,288
+HK$12,933/mo
Deposit HK$5.10M · loan HK$45.88M · min. income ≈ HK$490,710/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$2,166,610 · Scale 2, in force from 26 Feb 2026)