LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,246
−HK$7,290/mo
▼ 0.25% · 3.875%
HK$119,862
−HK$3,674/mo
Today · 4.125%
HK$123,536
baseline
▲ 0.50% · 4.625%
HK$131,053
+HK$7,517/mo
Deposit HK$25.49M · loan HK$25.49M · min. income ≈ HK$247,072/mo (50% DSR)
Upfront cash ≈ HK$27.66M (deposit + AVD stamp duty HK$2,166,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,323
−HK$6,987/mo
▼ 0.25% · 3.875%
HK$132,791
−HK$3,519/mo
Today · 4.125%
HK$136,310
baseline
▲ 0.50% · 4.625%
HK$143,495
+HK$7,185/mo
Deposit HK$25.49M · loan HK$25.49M · min. income ≈ HK$272,620/mo (50% DSR)
Upfront cash ≈ HK$27.66M (deposit + AVD stamp duty HK$2,166,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,495
−HK$8,748/mo
▼ 0.25% · 3.875%
HK$143,835
−HK$4,408/mo
Today · 4.125%
HK$148,243
baseline
▲ 0.50% · 4.625%
HK$157,263
+HK$9,020/mo
Deposit HK$20.39M · loan HK$30.59M · min. income ≈ HK$296,486/mo (50% DSR)
Upfront cash ≈ HK$22.56M (deposit + AVD stamp duty HK$2,166,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,187
−HK$8,385/mo
▼ 0.25% · 3.875%
HK$159,349
−HK$4,223/mo
Today · 4.125%
HK$163,572
baseline
▲ 0.50% · 4.625%
HK$172,194
+HK$8,622/mo
Deposit HK$20.39M · loan HK$30.59M · min. income ≈ HK$327,144/mo (50% DSR)
Upfront cash ≈ HK$22.56M (deposit + AVD stamp duty HK$2,166,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,745
−HK$10,205/mo
▼ 0.25% · 3.875%
HK$167,807
−HK$5,143/mo
Today · 4.125%
HK$172,950
baseline
▲ 0.50% · 4.625%
HK$183,474
+HK$10,524/mo
Deposit HK$15.29M · loan HK$35.69M · min. income ≈ HK$345,900/mo (50% DSR)
Upfront cash ≈ HK$17.46M (deposit + AVD stamp duty HK$2,166,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,052
−HK$9,782/mo
▼ 0.25% · 3.875%
HK$185,908
−HK$4,926/mo
Today · 4.125%
HK$190,834
baseline
▲ 0.50% · 4.625%
HK$200,893
+HK$10,059/mo
Deposit HK$15.29M · loan HK$35.69M · min. income ≈ HK$381,668/mo (50% DSR)
Upfront cash ≈ HK$17.46M (deposit + AVD stamp duty HK$2,166,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,243
−HK$13,122/mo
▼ 0.25% · 3.875%
HK$215,752
−HK$6,613/mo
Today · 4.125%
HK$222,365
baseline
▲ 0.50% · 4.625%
HK$235,895
+HK$13,530/mo
Deposit HK$5.10M · loan HK$45.88M · min. income ≈ HK$444,730/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$2,166,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,781
−HK$12,576/mo
▼ 0.25% · 3.875%
HK$239,024
−HK$6,333/mo
Today · 4.125%
HK$245,357
baseline
▲ 0.50% · 4.625%
HK$258,291
+HK$12,934/mo
Deposit HK$5.10M · loan HK$45.88M · min. income ≈ HK$490,714/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$2,166,627 · Scale 2, in force from 26 Feb 2026)