LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,625
−HK$729/mo
▼ 0.25% · 3.875%
HK$11,986
−HK$368/mo
Today · 4.125%
HK$12,354
baseline
▲ 0.50% · 4.625%
HK$13,105
+HK$751/mo
Deposit HK$2.55M · loan HK$2.55M · min. income ≈ HK$24,708/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$114,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,932
−HK$699/mo
▼ 0.25% · 3.875%
HK$13,279
−HK$352/mo
Today · 4.125%
HK$13,631
baseline
▲ 0.50% · 4.625%
HK$14,350
+HK$719/mo
Deposit HK$2.55M · loan HK$2.55M · min. income ≈ HK$27,262/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$114,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,950
−HK$874/mo
▼ 0.25% · 3.875%
HK$14,384
−HK$440/mo
Today · 4.125%
HK$14,824
baseline
▲ 0.50% · 4.625%
HK$15,726
+HK$902/mo
Deposit HK$2.04M · loan HK$3.06M · min. income ≈ HK$29,648/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$114,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,519
−HK$838/mo
▼ 0.25% · 3.875%
HK$15,935
−HK$422/mo
Today · 4.125%
HK$16,357
baseline
▲ 0.50% · 4.625%
HK$17,219
+HK$862/mo
Deposit HK$2.04M · loan HK$3.06M · min. income ≈ HK$32,714/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$114,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,275
−HK$1,020/mo
▼ 0.25% · 3.875%
HK$16,781
−HK$514/mo
Today · 4.125%
HK$17,295
baseline
▲ 0.50% · 4.625%
HK$18,348
+HK$1,053/mo
Deposit HK$1.53M · loan HK$3.57M · min. income ≈ HK$34,590/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$114,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,105
−HK$978/mo
▼ 0.25% · 3.875%
HK$18,591
−HK$492/mo
Today · 4.125%
HK$19,083
baseline
▲ 0.50% · 4.625%
HK$20,089
+HK$1,006/mo
Deposit HK$1.53M · loan HK$3.57M · min. income ≈ HK$38,166/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$114,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,924
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$21,575
−HK$662/mo
Today · 4.125%
HK$22,237
baseline
▲ 0.50% · 4.625%
HK$23,590
+HK$1,353/mo
Deposit HK$510K · loan HK$4.59M · min. income ≈ HK$44,474/mo (50% DSR)
Upfront cash ≈ HK$625K (deposit + AVD stamp duty HK$114,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,278
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$23,903
−HK$633/mo
Today · 4.125%
HK$24,536
baseline
▲ 0.50% · 4.625%
HK$25,829
+HK$1,293/mo
Deposit HK$510K · loan HK$4.59M · min. income ≈ HK$49,072/mo (50% DSR)
Upfront cash ≈ HK$625K (deposit + AVD stamp duty HK$114,705 · Scale 2, in force from 26 Feb 2026)