LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,248
−HK$7,290/mo
▼ 0.25% · 3.875%
HK$119,864
−HK$3,674/mo
Today · 4.125%
HK$123,538
baseline
▲ 0.50% · 4.625%
HK$131,055
+HK$7,517/mo
Deposit HK$25.49M · loan HK$25.49M · min. income ≈ HK$247,076/mo (50% DSR)
Upfront cash ≈ HK$27.66M (deposit + AVD stamp duty HK$2,166,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,325
−HK$6,987/mo
▼ 0.25% · 3.875%
HK$132,793
−HK$3,519/mo
Today · 4.125%
HK$136,312
baseline
▲ 0.50% · 4.625%
HK$143,497
+HK$7,185/mo
Deposit HK$25.49M · loan HK$25.49M · min. income ≈ HK$272,624/mo (50% DSR)
Upfront cash ≈ HK$27.66M (deposit + AVD stamp duty HK$2,166,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,498
−HK$8,747/mo
▼ 0.25% · 3.875%
HK$143,837
−HK$4,408/mo
Today · 4.125%
HK$148,245
baseline
▲ 0.50% · 4.625%
HK$157,266
+HK$9,021/mo
Deposit HK$20.39M · loan HK$30.59M · min. income ≈ HK$296,490/mo (50% DSR)
Upfront cash ≈ HK$22.56M (deposit + AVD stamp duty HK$2,166,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,190
−HK$8,384/mo
▼ 0.25% · 3.875%
HK$159,352
−HK$4,222/mo
Today · 4.125%
HK$163,574
baseline
▲ 0.50% · 4.625%
HK$172,196
+HK$8,622/mo
Deposit HK$20.39M · loan HK$30.59M · min. income ≈ HK$327,148/mo (50% DSR)
Upfront cash ≈ HK$22.56M (deposit + AVD stamp duty HK$2,166,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,747
−HK$10,206/mo
▼ 0.25% · 3.875%
HK$167,810
−HK$5,143/mo
Today · 4.125%
HK$172,953
baseline
▲ 0.50% · 4.625%
HK$183,477
+HK$10,524/mo
Deposit HK$15.29M · loan HK$35.69M · min. income ≈ HK$345,906/mo (50% DSR)
Upfront cash ≈ HK$17.46M (deposit + AVD stamp duty HK$2,166,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,055
−HK$9,781/mo
▼ 0.25% · 3.875%
HK$185,910
−HK$4,926/mo
Today · 4.125%
HK$190,836
baseline
▲ 0.50% · 4.625%
HK$200,896
+HK$10,060/mo
Deposit HK$15.29M · loan HK$35.69M · min. income ≈ HK$381,672/mo (50% DSR)
Upfront cash ≈ HK$17.46M (deposit + AVD stamp duty HK$2,166,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,246
−HK$13,122/mo
▼ 0.25% · 3.875%
HK$215,755
−HK$6,613/mo
Today · 4.125%
HK$222,368
baseline
▲ 0.50% · 4.625%
HK$235,899
+HK$13,531/mo
Deposit HK$5.10M · loan HK$45.88M · min. income ≈ HK$444,736/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$2,166,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,785
−HK$12,576/mo
▼ 0.25% · 3.875%
HK$239,028
−HK$6,333/mo
Today · 4.125%
HK$245,361
baseline
▲ 0.50% · 4.625%
HK$258,295
+HK$12,934/mo
Deposit HK$5.10M · loan HK$45.88M · min. income ≈ HK$490,722/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$2,166,661 · Scale 2, in force from 26 Feb 2026)