LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,251
−HK$7,290/mo
▼ 0.25% · 3.875%
HK$119,867
−HK$3,674/mo
Today · 4.125%
HK$123,541
baseline
▲ 0.50% · 4.625%
HK$131,058
+HK$7,517/mo
Deposit HK$25.49M · loan HK$25.49M · min. income ≈ HK$247,082/mo (50% DSR)
Upfront cash ≈ HK$27.66M (deposit + AVD stamp duty HK$2,166,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,328
−HK$6,987/mo
▼ 0.25% · 3.875%
HK$132,796
−HK$3,519/mo
Today · 4.125%
HK$136,315
baseline
▲ 0.50% · 4.625%
HK$143,500
+HK$7,185/mo
Deposit HK$25.49M · loan HK$25.49M · min. income ≈ HK$272,630/mo (50% DSR)
Upfront cash ≈ HK$27.66M (deposit + AVD stamp duty HK$2,166,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,501
−HK$8,748/mo
▼ 0.25% · 3.875%
HK$143,840
−HK$4,409/mo
Today · 4.125%
HK$148,249
baseline
▲ 0.50% · 4.625%
HK$157,269
+HK$9,020/mo
Deposit HK$20.39M · loan HK$30.59M · min. income ≈ HK$296,498/mo (50% DSR)
Upfront cash ≈ HK$22.56M (deposit + AVD stamp duty HK$2,166,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,193
−HK$8,385/mo
▼ 0.25% · 3.875%
HK$159,355
−HK$4,223/mo
Today · 4.125%
HK$163,578
baseline
▲ 0.50% · 4.625%
HK$172,200
+HK$8,622/mo
Deposit HK$20.39M · loan HK$30.59M · min. income ≈ HK$327,156/mo (50% DSR)
Upfront cash ≈ HK$22.56M (deposit + AVD stamp duty HK$2,166,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,751
−HK$10,206/mo
▼ 0.25% · 3.875%
HK$167,813
−HK$5,144/mo
Today · 4.125%
HK$172,957
baseline
▲ 0.50% · 4.625%
HK$183,481
+HK$10,524/mo
Deposit HK$15.29M · loan HK$35.69M · min. income ≈ HK$345,914/mo (50% DSR)
Upfront cash ≈ HK$17.46M (deposit + AVD stamp duty HK$2,166,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,059
−HK$9,782/mo
▼ 0.25% · 3.875%
HK$185,915
−HK$4,926/mo
Today · 4.125%
HK$190,841
baseline
▲ 0.50% · 4.625%
HK$200,900
+HK$10,059/mo
Deposit HK$15.29M · loan HK$35.69M · min. income ≈ HK$381,682/mo (50% DSR)
Upfront cash ≈ HK$17.46M (deposit + AVD stamp duty HK$2,166,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,251
−HK$13,122/mo
▼ 0.25% · 3.875%
HK$215,760
−HK$6,613/mo
Today · 4.125%
HK$222,373
baseline
▲ 0.50% · 4.625%
HK$235,904
+HK$13,531/mo
Deposit HK$5.10M · loan HK$45.88M · min. income ≈ HK$444,746/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$2,166,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,790
−HK$12,577/mo
▼ 0.25% · 3.875%
HK$239,033
−HK$6,334/mo
Today · 4.125%
HK$245,367
baseline
▲ 0.50% · 4.625%
HK$258,300
+HK$12,933/mo
Deposit HK$5.10M · loan HK$45.88M · min. income ≈ HK$490,734/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$2,166,709 · Scale 2, in force from 26 Feb 2026)