LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,267
−HK$7,291/mo
▼ 0.25% · 3.875%
HK$119,884
−HK$3,674/mo
Today · 4.125%
HK$123,558
baseline
▲ 0.50% · 4.625%
HK$131,077
+HK$7,519/mo
Deposit HK$25.49M · loan HK$25.49M · min. income ≈ HK$247,116/mo (50% DSR)
Upfront cash ≈ HK$27.66M (deposit + AVD stamp duty HK$2,167,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,346
−HK$6,988/mo
▼ 0.25% · 3.875%
HK$132,815
−HK$3,519/mo
Today · 4.125%
HK$136,334
baseline
▲ 0.50% · 4.625%
HK$143,521
+HK$7,187/mo
Deposit HK$25.49M · loan HK$25.49M · min. income ≈ HK$272,668/mo (50% DSR)
Upfront cash ≈ HK$27.66M (deposit + AVD stamp duty HK$2,167,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,521
−HK$8,749/mo
▼ 0.25% · 3.875%
HK$143,861
−HK$4,409/mo
Today · 4.125%
HK$148,270
baseline
▲ 0.50% · 4.625%
HK$157,292
+HK$9,022/mo
Deposit HK$20.40M · loan HK$30.59M · min. income ≈ HK$296,540/mo (50% DSR)
Upfront cash ≈ HK$22.56M (deposit + AVD stamp duty HK$2,167,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,216
−HK$8,385/mo
▼ 0.25% · 3.875%
HK$159,378
−HK$4,223/mo
Today · 4.125%
HK$163,601
baseline
▲ 0.50% · 4.625%
HK$172,225
+HK$8,624/mo
Deposit HK$20.40M · loan HK$30.59M · min. income ≈ HK$327,202/mo (50% DSR)
Upfront cash ≈ HK$22.56M (deposit + AVD stamp duty HK$2,167,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,774
−HK$10,208/mo
▼ 0.25% · 3.875%
HK$167,838
−HK$5,144/mo
Today · 4.125%
HK$172,982
baseline
▲ 0.50% · 4.625%
HK$183,507
+HK$10,525/mo
Deposit HK$15.30M · loan HK$35.69M · min. income ≈ HK$345,964/mo (50% DSR)
Upfront cash ≈ HK$17.46M (deposit + AVD stamp duty HK$2,167,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,085
−HK$9,783/mo
▼ 0.25% · 3.875%
HK$185,941
−HK$4,927/mo
Today · 4.125%
HK$190,868
baseline
▲ 0.50% · 4.625%
HK$200,929
+HK$10,061/mo
Deposit HK$15.30M · loan HK$35.69M · min. income ≈ HK$381,736/mo (50% DSR)
Upfront cash ≈ HK$17.46M (deposit + AVD stamp duty HK$2,167,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,281
−HK$13,124/mo
▼ 0.25% · 3.875%
HK$215,791
−HK$6,614/mo
Today · 4.125%
HK$222,405
baseline
▲ 0.50% · 4.625%
HK$235,938
+HK$13,533/mo
Deposit HK$5.10M · loan HK$45.89M · min. income ≈ HK$444,810/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$2,167,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,823
−HK$12,579/mo
▼ 0.25% · 3.875%
HK$239,067
−HK$6,335/mo
Today · 4.125%
HK$245,402
baseline
▲ 0.50% · 4.625%
HK$258,337
+HK$12,935/mo
Deposit HK$5.10M · loan HK$45.89M · min. income ≈ HK$490,804/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$2,167,021 · Scale 2, in force from 26 Feb 2026)