LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,273
−HK$7,292/mo
▼ 0.25% · 3.875%
HK$119,890
−HK$3,675/mo
Today · 4.125%
HK$123,565
baseline
▲ 0.50% · 4.625%
HK$131,083
+HK$7,518/mo
Deposit HK$25.50M · loan HK$25.50M · min. income ≈ HK$247,130/mo (50% DSR)
Upfront cash ≈ HK$27.66M (deposit + AVD stamp duty HK$2,167,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,353
−HK$6,988/mo
▼ 0.25% · 3.875%
HK$132,822
−HK$3,519/mo
Today · 4.125%
HK$136,341
baseline
▲ 0.50% · 4.625%
HK$143,528
+HK$7,187/mo
Deposit HK$25.50M · loan HK$25.50M · min. income ≈ HK$272,682/mo (50% DSR)
Upfront cash ≈ HK$27.66M (deposit + AVD stamp duty HK$2,167,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,528
−HK$8,749/mo
▼ 0.25% · 3.875%
HK$143,868
−HK$4,409/mo
Today · 4.125%
HK$148,277
baseline
▲ 0.50% · 4.625%
HK$157,300
+HK$9,023/mo
Deposit HK$20.40M · loan HK$30.59M · min. income ≈ HK$296,554/mo (50% DSR)
Upfront cash ≈ HK$22.56M (deposit + AVD stamp duty HK$2,167,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,223
−HK$8,387/mo
▼ 0.25% · 3.875%
HK$159,386
−HK$4,224/mo
Today · 4.125%
HK$163,610
baseline
▲ 0.50% · 4.625%
HK$172,234
+HK$8,624/mo
Deposit HK$20.40M · loan HK$30.59M · min. income ≈ HK$327,220/mo (50% DSR)
Upfront cash ≈ HK$22.56M (deposit + AVD stamp duty HK$2,167,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,782
−HK$10,208/mo
▼ 0.25% · 3.875%
HK$167,846
−HK$5,144/mo
Today · 4.125%
HK$172,990
baseline
▲ 0.50% · 4.625%
HK$183,516
+HK$10,526/mo
Deposit HK$15.30M · loan HK$35.69M · min. income ≈ HK$345,980/mo (50% DSR)
Upfront cash ≈ HK$17.46M (deposit + AVD stamp duty HK$2,167,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,094
−HK$9,784/mo
▼ 0.25% · 3.875%
HK$185,951
−HK$4,927/mo
Today · 4.125%
HK$190,878
baseline
▲ 0.50% · 4.625%
HK$200,939
+HK$10,061/mo
Deposit HK$15.30M · loan HK$35.69M · min. income ≈ HK$381,756/mo (50% DSR)
Upfront cash ≈ HK$17.46M (deposit + AVD stamp duty HK$2,167,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,292
−HK$13,124/mo
▼ 0.25% · 3.875%
HK$215,802
−HK$6,614/mo
Today · 4.125%
HK$222,416
baseline
▲ 0.50% · 4.625%
HK$235,950
+HK$13,534/mo
Deposit HK$5.10M · loan HK$45.89M · min. income ≈ HK$444,832/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$2,167,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,835
−HK$12,579/mo
▼ 0.25% · 3.875%
HK$239,079
−HK$6,335/mo
Today · 4.125%
HK$245,414
baseline
▲ 0.50% · 4.625%
HK$258,350
+HK$12,936/mo
Deposit HK$5.10M · loan HK$45.89M · min. income ≈ HK$490,828/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$2,167,129 · Scale 2, in force from 26 Feb 2026)