LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,279
−HK$7,292/mo
▼ 0.25% · 3.875%
HK$119,896
−HK$3,675/mo
Today · 4.125%
HK$123,571
baseline
▲ 0.50% · 4.625%
HK$131,090
+HK$7,519/mo
Deposit HK$25.50M · loan HK$25.50M · min. income ≈ HK$247,142/mo (50% DSR)
Upfront cash ≈ HK$27.66M (deposit + AVD stamp duty HK$2,167,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,359
−HK$6,989/mo
▼ 0.25% · 3.875%
HK$132,829
−HK$3,519/mo
Today · 4.125%
HK$136,348
baseline
▲ 0.50% · 4.625%
HK$143,535
+HK$7,187/mo
Deposit HK$25.50M · loan HK$25.50M · min. income ≈ HK$272,696/mo (50% DSR)
Upfront cash ≈ HK$27.66M (deposit + AVD stamp duty HK$2,167,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,535
−HK$8,750/mo
▼ 0.25% · 3.875%
HK$143,875
−HK$4,410/mo
Today · 4.125%
HK$148,285
baseline
▲ 0.50% · 4.625%
HK$157,308
+HK$9,023/mo
Deposit HK$20.40M · loan HK$30.60M · min. income ≈ HK$296,570/mo (50% DSR)
Upfront cash ≈ HK$22.56M (deposit + AVD stamp duty HK$2,167,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,231
−HK$8,387/mo
▼ 0.25% · 3.875%
HK$159,394
−HK$4,224/mo
Today · 4.125%
HK$163,618
baseline
▲ 0.50% · 4.625%
HK$172,242
+HK$8,624/mo
Deposit HK$20.40M · loan HK$30.60M · min. income ≈ HK$327,236/mo (50% DSR)
Upfront cash ≈ HK$22.56M (deposit + AVD stamp duty HK$2,167,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,791
−HK$10,208/mo
▼ 0.25% · 3.875%
HK$167,854
−HK$5,145/mo
Today · 4.125%
HK$172,999
baseline
▲ 0.50% · 4.625%
HK$183,526
+HK$10,527/mo
Deposit HK$15.30M · loan HK$35.70M · min. income ≈ HK$345,998/mo (50% DSR)
Upfront cash ≈ HK$17.47M (deposit + AVD stamp duty HK$2,167,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,103
−HK$9,784/mo
▼ 0.25% · 3.875%
HK$185,960
−HK$4,927/mo
Today · 4.125%
HK$190,887
baseline
▲ 0.50% · 4.625%
HK$200,949
+HK$10,062/mo
Deposit HK$15.30M · loan HK$35.70M · min. income ≈ HK$381,774/mo (50% DSR)
Upfront cash ≈ HK$17.47M (deposit + AVD stamp duty HK$2,167,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,302
−HK$13,125/mo
▼ 0.25% · 3.875%
HK$215,813
−HK$6,614/mo
Today · 4.125%
HK$222,427
baseline
▲ 0.50% · 4.625%
HK$235,962
+HK$13,535/mo
Deposit HK$5.10M · loan HK$45.89M · min. income ≈ HK$444,854/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$2,167,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,847
−HK$12,580/mo
▼ 0.25% · 3.875%
HK$239,091
−HK$6,336/mo
Today · 4.125%
HK$245,427
baseline
▲ 0.50% · 4.625%
HK$258,363
+HK$12,936/mo
Deposit HK$5.10M · loan HK$45.89M · min. income ≈ HK$490,854/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$2,167,239 · Scale 2, in force from 26 Feb 2026)