LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,282
−HK$7,292/mo
▼ 0.25% · 3.875%
HK$119,899
−HK$3,675/mo
Today · 4.125%
HK$123,574
baseline
▲ 0.50% · 4.625%
HK$131,093
+HK$7,519/mo
Deposit HK$25.50M · loan HK$25.50M · min. income ≈ HK$247,148/mo (50% DSR)
Upfront cash ≈ HK$27.66M (deposit + AVD stamp duty HK$2,167,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,363
−HK$6,989/mo
▼ 0.25% · 3.875%
HK$132,832
−HK$3,520/mo
Today · 4.125%
HK$136,352
baseline
▲ 0.50% · 4.625%
HK$143,539
+HK$7,187/mo
Deposit HK$25.50M · loan HK$25.50M · min. income ≈ HK$272,704/mo (50% DSR)
Upfront cash ≈ HK$27.66M (deposit + AVD stamp duty HK$2,167,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,538
−HK$8,751/mo
▼ 0.25% · 3.875%
HK$143,879
−HK$4,410/mo
Today · 4.125%
HK$148,289
baseline
▲ 0.50% · 4.625%
HK$157,312
+HK$9,023/mo
Deposit HK$20.40M · loan HK$30.60M · min. income ≈ HK$296,578/mo (50% DSR)
Upfront cash ≈ HK$22.57M (deposit + AVD stamp duty HK$2,167,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,235
−HK$8,387/mo
▼ 0.25% · 3.875%
HK$159,398
−HK$4,224/mo
Today · 4.125%
HK$163,622
baseline
▲ 0.50% · 4.625%
HK$172,247
+HK$8,625/mo
Deposit HK$20.40M · loan HK$30.60M · min. income ≈ HK$327,244/mo (50% DSR)
Upfront cash ≈ HK$22.57M (deposit + AVD stamp duty HK$2,167,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,795
−HK$10,208/mo
▼ 0.25% · 3.875%
HK$167,859
−HK$5,144/mo
Today · 4.125%
HK$173,003
baseline
▲ 0.50% · 4.625%
HK$183,530
+HK$10,527/mo
Deposit HK$15.30M · loan HK$35.70M · min. income ≈ HK$346,006/mo (50% DSR)
Upfront cash ≈ HK$17.47M (deposit + AVD stamp duty HK$2,167,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,108
−HK$9,784/mo
▼ 0.25% · 3.875%
HK$185,965
−HK$4,927/mo
Today · 4.125%
HK$190,892
baseline
▲ 0.50% · 4.625%
HK$200,954
+HK$10,062/mo
Deposit HK$15.30M · loan HK$35.70M · min. income ≈ HK$381,784/mo (50% DSR)
Upfront cash ≈ HK$17.47M (deposit + AVD stamp duty HK$2,167,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,308
−HK$13,125/mo
▼ 0.25% · 3.875%
HK$215,818
−HK$6,615/mo
Today · 4.125%
HK$222,433
baseline
▲ 0.50% · 4.625%
HK$235,967
+HK$13,534/mo
Deposit HK$5.10M · loan HK$45.90M · min. income ≈ HK$444,866/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$2,167,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,853
−HK$12,580/mo
▼ 0.25% · 3.875%
HK$239,097
−HK$6,336/mo
Today · 4.125%
HK$245,433
baseline
▲ 0.50% · 4.625%
HK$258,370
+HK$12,937/mo
Deposit HK$5.10M · loan HK$45.90M · min. income ≈ HK$490,866/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$2,167,293 · Scale 2, in force from 26 Feb 2026)