LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,292
−HK$7,292/mo
▼ 0.25% · 3.875%
HK$119,909
−HK$3,675/mo
Today · 4.125%
HK$123,584
baseline
▲ 0.50% · 4.625%
HK$131,104
+HK$7,520/mo
Deposit HK$25.50M · loan HK$25.50M · min. income ≈ HK$247,168/mo (50% DSR)
Upfront cash ≈ HK$27.67M (deposit + AVD stamp duty HK$2,167,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,373
−HK$6,990/mo
▼ 0.25% · 3.875%
HK$132,843
−HK$3,520/mo
Today · 4.125%
HK$136,363
baseline
▲ 0.50% · 4.625%
HK$143,551
+HK$7,188/mo
Deposit HK$25.50M · loan HK$25.50M · min. income ≈ HK$272,726/mo (50% DSR)
Upfront cash ≈ HK$27.67M (deposit + AVD stamp duty HK$2,167,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,550
−HK$8,751/mo
▼ 0.25% · 3.875%
HK$143,891
−HK$4,410/mo
Today · 4.125%
HK$148,301
baseline
▲ 0.50% · 4.625%
HK$157,325
+HK$9,024/mo
Deposit HK$20.40M · loan HK$30.60M · min. income ≈ HK$296,602/mo (50% DSR)
Upfront cash ≈ HK$22.57M (deposit + AVD stamp duty HK$2,167,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,248
−HK$8,388/mo
▼ 0.25% · 3.875%
HK$159,412
−HK$4,224/mo
Today · 4.125%
HK$163,636
baseline
▲ 0.50% · 4.625%
HK$172,261
+HK$8,625/mo
Deposit HK$20.40M · loan HK$30.60M · min. income ≈ HK$327,272/mo (50% DSR)
Upfront cash ≈ HK$22.57M (deposit + AVD stamp duty HK$2,167,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,809
−HK$10,209/mo
▼ 0.25% · 3.875%
HK$167,873
−HK$5,145/mo
Today · 4.125%
HK$173,018
baseline
▲ 0.50% · 4.625%
HK$183,546
+HK$10,528/mo
Deposit HK$15.30M · loan HK$35.70M · min. income ≈ HK$346,036/mo (50% DSR)
Upfront cash ≈ HK$17.47M (deposit + AVD stamp duty HK$2,167,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,123
−HK$9,785/mo
▼ 0.25% · 3.875%
HK$185,980
−HK$4,928/mo
Today · 4.125%
HK$190,908
baseline
▲ 0.50% · 4.625%
HK$200,971
+HK$10,063/mo
Deposit HK$15.30M · loan HK$35.70M · min. income ≈ HK$381,816/mo (50% DSR)
Upfront cash ≈ HK$17.47M (deposit + AVD stamp duty HK$2,167,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,325
−HK$13,127/mo
▼ 0.25% · 3.875%
HK$215,836
−HK$6,616/mo
Today · 4.125%
HK$222,452
baseline
▲ 0.50% · 4.625%
HK$235,987
+HK$13,535/mo
Deposit HK$5.10M · loan HK$45.90M · min. income ≈ HK$444,904/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$2,167,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,872
−HK$12,582/mo
▼ 0.25% · 3.875%
HK$239,118
−HK$6,336/mo
Today · 4.125%
HK$245,454
baseline
▲ 0.50% · 4.625%
HK$258,392
+HK$12,938/mo
Deposit HK$5.10M · loan HK$45.90M · min. income ≈ HK$490,908/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$2,167,477 · Scale 2, in force from 26 Feb 2026)