LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,294
−HK$7,292/mo
▼ 0.25% · 3.875%
HK$119,911
−HK$3,675/mo
Today · 4.125%
HK$123,586
baseline
▲ 0.50% · 4.625%
HK$131,106
+HK$7,520/mo
Deposit HK$25.50M · loan HK$25.50M · min. income ≈ HK$247,172/mo (50% DSR)
Upfront cash ≈ HK$27.67M (deposit + AVD stamp duty HK$2,167,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,376
−HK$6,989/mo
▼ 0.25% · 3.875%
HK$132,845
−HK$3,520/mo
Today · 4.125%
HK$136,365
baseline
▲ 0.50% · 4.625%
HK$143,553
+HK$7,188/mo
Deposit HK$25.50M · loan HK$25.50M · min. income ≈ HK$272,730/mo (50% DSR)
Upfront cash ≈ HK$27.67M (deposit + AVD stamp duty HK$2,167,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,553
−HK$8,751/mo
▼ 0.25% · 3.875%
HK$143,893
−HK$4,411/mo
Today · 4.125%
HK$148,304
baseline
▲ 0.50% · 4.625%
HK$157,328
+HK$9,024/mo
Deposit HK$20.40M · loan HK$30.60M · min. income ≈ HK$296,608/mo (50% DSR)
Upfront cash ≈ HK$22.57M (deposit + AVD stamp duty HK$2,167,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,251
−HK$8,388/mo
▼ 0.25% · 3.875%
HK$159,415
−HK$4,224/mo
Today · 4.125%
HK$163,639
baseline
▲ 0.50% · 4.625%
HK$172,264
+HK$8,625/mo
Deposit HK$20.40M · loan HK$30.60M · min. income ≈ HK$327,278/mo (50% DSR)
Upfront cash ≈ HK$22.57M (deposit + AVD stamp duty HK$2,167,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,811
−HK$10,210/mo
▼ 0.25% · 3.875%
HK$167,876
−HK$5,145/mo
Today · 4.125%
HK$173,021
baseline
▲ 0.50% · 4.625%
HK$183,549
+HK$10,528/mo
Deposit HK$15.30M · loan HK$35.70M · min. income ≈ HK$346,042/mo (50% DSR)
Upfront cash ≈ HK$17.47M (deposit + AVD stamp duty HK$2,167,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,126
−HK$9,786/mo
▼ 0.25% · 3.875%
HK$185,984
−HK$4,928/mo
Today · 4.125%
HK$190,912
baseline
▲ 0.50% · 4.625%
HK$200,975
+HK$10,063/mo
Deposit HK$15.30M · loan HK$35.70M · min. income ≈ HK$381,824/mo (50% DSR)
Upfront cash ≈ HK$17.47M (deposit + AVD stamp duty HK$2,167,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,329
−HK$13,127/mo
▼ 0.25% · 3.875%
HK$215,840
−HK$6,616/mo
Today · 4.125%
HK$222,456
baseline
▲ 0.50% · 4.625%
HK$235,992
+HK$13,536/mo
Deposit HK$5.10M · loan HK$45.90M · min. income ≈ HK$444,912/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$2,167,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,876
−HK$12,582/mo
▼ 0.25% · 3.875%
HK$239,122
−HK$6,336/mo
Today · 4.125%
HK$245,458
baseline
▲ 0.50% · 4.625%
HK$258,396
+HK$12,938/mo
Deposit HK$5.10M · loan HK$45.90M · min. income ≈ HK$490,916/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$2,167,514 · Scale 2, in force from 26 Feb 2026)