LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,296
−HK$7,293/mo
▼ 0.25% · 3.875%
HK$119,914
−HK$3,675/mo
Today · 4.125%
HK$123,589
baseline
▲ 0.50% · 4.625%
HK$131,109
+HK$7,520/mo
Deposit HK$25.50M · loan HK$25.50M · min. income ≈ HK$247,178/mo (50% DSR)
Upfront cash ≈ HK$27.67M (deposit + AVD stamp duty HK$2,167,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,379
−HK$6,990/mo
▼ 0.25% · 3.875%
HK$132,849
−HK$3,520/mo
Today · 4.125%
HK$136,369
baseline
▲ 0.50% · 4.625%
HK$143,557
+HK$7,188/mo
Deposit HK$25.50M · loan HK$25.50M · min. income ≈ HK$272,738/mo (50% DSR)
Upfront cash ≈ HK$27.67M (deposit + AVD stamp duty HK$2,167,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,556
−HK$8,751/mo
▼ 0.25% · 3.875%
HK$143,897
−HK$4,410/mo
Today · 4.125%
HK$148,307
baseline
▲ 0.50% · 4.625%
HK$157,331
+HK$9,024/mo
Deposit HK$20.40M · loan HK$30.60M · min. income ≈ HK$296,614/mo (50% DSR)
Upfront cash ≈ HK$22.57M (deposit + AVD stamp duty HK$2,167,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,254
−HK$8,388/mo
▼ 0.25% · 3.875%
HK$159,418
−HK$4,224/mo
Today · 4.125%
HK$163,642
baseline
▲ 0.50% · 4.625%
HK$172,268
+HK$8,626/mo
Deposit HK$20.40M · loan HK$30.60M · min. income ≈ HK$327,284/mo (50% DSR)
Upfront cash ≈ HK$22.57M (deposit + AVD stamp duty HK$2,167,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,815
−HK$10,210/mo
▼ 0.25% · 3.875%
HK$167,880
−HK$5,145/mo
Today · 4.125%
HK$173,025
baseline
▲ 0.50% · 4.625%
HK$183,553
+HK$10,528/mo
Deposit HK$15.30M · loan HK$35.70M · min. income ≈ HK$346,050/mo (50% DSR)
Upfront cash ≈ HK$17.47M (deposit + AVD stamp duty HK$2,167,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,130
−HK$9,786/mo
▼ 0.25% · 3.875%
HK$185,988
−HK$4,928/mo
Today · 4.125%
HK$190,916
baseline
▲ 0.50% · 4.625%
HK$200,979
+HK$10,063/mo
Deposit HK$15.30M · loan HK$35.70M · min. income ≈ HK$381,832/mo (50% DSR)
Upfront cash ≈ HK$17.47M (deposit + AVD stamp duty HK$2,167,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,334
−HK$13,127/mo
▼ 0.25% · 3.875%
HK$215,845
−HK$6,616/mo
Today · 4.125%
HK$222,461
baseline
▲ 0.50% · 4.625%
HK$235,997
+HK$13,536/mo
Deposit HK$5.10M · loan HK$45.90M · min. income ≈ HK$444,922/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$2,167,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,882
−HK$12,581/mo
▼ 0.25% · 3.875%
HK$239,127
−HK$6,336/mo
Today · 4.125%
HK$245,463
baseline
▲ 0.50% · 4.625%
HK$258,402
+HK$12,939/mo
Deposit HK$5.10M · loan HK$45.90M · min. income ≈ HK$490,926/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$2,167,564 · Scale 2, in force from 26 Feb 2026)