LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,303
−HK$7,293/mo
▼ 0.25% · 3.875%
HK$119,921
−HK$3,675/mo
Today · 4.125%
HK$123,596
baseline
▲ 0.50% · 4.625%
HK$131,117
+HK$7,521/mo
Deposit HK$25.50M · loan HK$25.50M · min. income ≈ HK$247,192/mo (50% DSR)
Upfront cash ≈ HK$27.67M (deposit + AVD stamp duty HK$2,167,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,386
−HK$6,990/mo
▼ 0.25% · 3.875%
HK$132,856
−HK$3,520/mo
Today · 4.125%
HK$136,376
baseline
▲ 0.50% · 4.625%
HK$143,565
+HK$7,189/mo
Deposit HK$25.50M · loan HK$25.50M · min. income ≈ HK$272,752/mo (50% DSR)
Upfront cash ≈ HK$27.67M (deposit + AVD stamp duty HK$2,167,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,563
−HK$8,752/mo
▼ 0.25% · 3.875%
HK$143,905
−HK$4,410/mo
Today · 4.125%
HK$148,315
baseline
▲ 0.50% · 4.625%
HK$157,340
+HK$9,025/mo
Deposit HK$20.40M · loan HK$30.60M · min. income ≈ HK$296,630/mo (50% DSR)
Upfront cash ≈ HK$22.57M (deposit + AVD stamp duty HK$2,167,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,263
−HK$8,388/mo
▼ 0.25% · 3.875%
HK$159,427
−HK$4,224/mo
Today · 4.125%
HK$163,651
baseline
▲ 0.50% · 4.625%
HK$172,278
+HK$8,627/mo
Deposit HK$20.40M · loan HK$30.60M · min. income ≈ HK$327,302/mo (50% DSR)
Upfront cash ≈ HK$22.57M (deposit + AVD stamp duty HK$2,167,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,824
−HK$10,211/mo
▼ 0.25% · 3.875%
HK$167,889
−HK$5,146/mo
Today · 4.125%
HK$173,035
baseline
▲ 0.50% · 4.625%
HK$183,563
+HK$10,528/mo
Deposit HK$15.30M · loan HK$35.70M · min. income ≈ HK$346,070/mo (50% DSR)
Upfront cash ≈ HK$17.47M (deposit + AVD stamp duty HK$2,167,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,140
−HK$9,787/mo
▼ 0.25% · 3.875%
HK$185,998
−HK$4,929/mo
Today · 4.125%
HK$190,927
baseline
▲ 0.50% · 4.625%
HK$200,991
+HK$10,064/mo
Deposit HK$15.30M · loan HK$35.70M · min. income ≈ HK$381,854/mo (50% DSR)
Upfront cash ≈ HK$17.47M (deposit + AVD stamp duty HK$2,167,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,345
−HK$13,128/mo
▼ 0.25% · 3.875%
HK$215,857
−HK$6,616/mo
Today · 4.125%
HK$222,473
baseline
▲ 0.50% · 4.625%
HK$236,010
+HK$13,537/mo
Deposit HK$5.10M · loan HK$45.90M · min. income ≈ HK$444,946/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$2,167,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,894
−HK$12,583/mo
▼ 0.25% · 3.875%
HK$239,140
−HK$6,337/mo
Today · 4.125%
HK$245,477
baseline
▲ 0.50% · 4.625%
HK$258,416
+HK$12,939/mo
Deposit HK$5.10M · loan HK$45.90M · min. income ≈ HK$490,954/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$2,167,683 · Scale 2, in force from 26 Feb 2026)