LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,315
−HK$7,294/mo
▼ 0.25% · 3.875%
HK$119,933
−HK$3,676/mo
Today · 4.125%
HK$123,609
baseline
▲ 0.50% · 4.625%
HK$131,130
+HK$7,521/mo
Deposit HK$25.50M · loan HK$25.50M · min. income ≈ HK$247,218/mo (50% DSR)
Upfront cash ≈ HK$27.67M (deposit + AVD stamp duty HK$2,167,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,399
−HK$6,991/mo
▼ 0.25% · 3.875%
HK$132,869
−HK$3,521/mo
Today · 4.125%
HK$136,390
baseline
▲ 0.50% · 4.625%
HK$143,579
+HK$7,189/mo
Deposit HK$25.50M · loan HK$25.50M · min. income ≈ HK$272,780/mo (50% DSR)
Upfront cash ≈ HK$27.67M (deposit + AVD stamp duty HK$2,167,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,578
−HK$8,753/mo
▼ 0.25% · 3.875%
HK$143,919
−HK$4,412/mo
Today · 4.125%
HK$148,331
baseline
▲ 0.50% · 4.625%
HK$157,356
+HK$9,025/mo
Deposit HK$20.40M · loan HK$30.61M · min. income ≈ HK$296,662/mo (50% DSR)
Upfront cash ≈ HK$22.57M (deposit + AVD stamp duty HK$2,167,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,279
−HK$8,389/mo
▼ 0.25% · 3.875%
HK$159,443
−HK$4,225/mo
Today · 4.125%
HK$163,668
baseline
▲ 0.50% · 4.625%
HK$172,295
+HK$8,627/mo
Deposit HK$20.40M · loan HK$30.61M · min. income ≈ HK$327,336/mo (50% DSR)
Upfront cash ≈ HK$22.57M (deposit + AVD stamp duty HK$2,167,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,841
−HK$10,211/mo
▼ 0.25% · 3.875%
HK$167,906
−HK$5,146/mo
Today · 4.125%
HK$173,052
baseline
▲ 0.50% · 4.625%
HK$183,582
+HK$10,530/mo
Deposit HK$15.30M · loan HK$35.71M · min. income ≈ HK$346,104/mo (50% DSR)
Upfront cash ≈ HK$17.47M (deposit + AVD stamp duty HK$2,167,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,159
−HK$9,787/mo
▼ 0.25% · 3.875%
HK$186,017
−HK$4,929/mo
Today · 4.125%
HK$190,946
baseline
▲ 0.50% · 4.625%
HK$201,011
+HK$10,065/mo
Deposit HK$15.30M · loan HK$35.71M · min. income ≈ HK$381,892/mo (50% DSR)
Upfront cash ≈ HK$17.47M (deposit + AVD stamp duty HK$2,167,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,367
−HK$13,129/mo
▼ 0.25% · 3.875%
HK$215,879
−HK$6,617/mo
Today · 4.125%
HK$222,496
baseline
▲ 0.50% · 4.625%
HK$236,034
+HK$13,538/mo
Deposit HK$5.10M · loan HK$45.91M · min. income ≈ HK$444,992/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$2,167,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,918
−HK$12,584/mo
▼ 0.25% · 3.875%
HK$239,165
−HK$6,337/mo
Today · 4.125%
HK$245,502
baseline
▲ 0.50% · 4.625%
HK$258,443
+HK$12,941/mo
Deposit HK$5.10M · loan HK$45.91M · min. income ≈ HK$491,004/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$2,167,905 · Scale 2, in force from 26 Feb 2026)