LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,322
−HK$7,294/mo
▼ 0.25% · 3.875%
HK$119,940
−HK$3,676/mo
Today · 4.125%
HK$123,616
baseline
▲ 0.50% · 4.625%
HK$131,138
+HK$7,522/mo
Deposit HK$25.51M · loan HK$25.51M · min. income ≈ HK$247,232/mo (50% DSR)
Upfront cash ≈ HK$27.67M (deposit + AVD stamp duty HK$2,168,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,407
−HK$6,991/mo
▼ 0.25% · 3.875%
HK$132,877
−HK$3,521/mo
Today · 4.125%
HK$136,398
baseline
▲ 0.50% · 4.625%
HK$143,588
+HK$7,190/mo
Deposit HK$25.51M · loan HK$25.51M · min. income ≈ HK$272,796/mo (50% DSR)
Upfront cash ≈ HK$27.67M (deposit + AVD stamp duty HK$2,168,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,586
−HK$8,753/mo
▼ 0.25% · 3.875%
HK$143,928
−HK$4,411/mo
Today · 4.125%
HK$148,339
baseline
▲ 0.50% · 4.625%
HK$157,365
+HK$9,026/mo
Deposit HK$20.41M · loan HK$30.61M · min. income ≈ HK$296,678/mo (50% DSR)
Upfront cash ≈ HK$22.57M (deposit + AVD stamp duty HK$2,168,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,288
−HK$8,390/mo
▼ 0.25% · 3.875%
HK$159,453
−HK$4,225/mo
Today · 4.125%
HK$163,678
baseline
▲ 0.50% · 4.625%
HK$172,306
+HK$8,628/mo
Deposit HK$20.41M · loan HK$30.61M · min. income ≈ HK$327,356/mo (50% DSR)
Upfront cash ≈ HK$22.57M (deposit + AVD stamp duty HK$2,168,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,850
−HK$10,213/mo
▼ 0.25% · 3.875%
HK$167,916
−HK$5,147/mo
Today · 4.125%
HK$173,063
baseline
▲ 0.50% · 4.625%
HK$183,593
+HK$10,530/mo
Deposit HK$15.30M · loan HK$35.71M · min. income ≈ HK$346,126/mo (50% DSR)
Upfront cash ≈ HK$17.47M (deposit + AVD stamp duty HK$2,168,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,169
−HK$9,789/mo
▼ 0.25% · 3.875%
HK$186,028
−HK$4,930/mo
Today · 4.125%
HK$190,958
baseline
▲ 0.50% · 4.625%
HK$201,023
+HK$10,065/mo
Deposit HK$15.30M · loan HK$35.71M · min. income ≈ HK$381,916/mo (50% DSR)
Upfront cash ≈ HK$17.47M (deposit + AVD stamp duty HK$2,168,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,379
−HK$13,130/mo
▼ 0.25% · 3.875%
HK$215,892
−HK$6,617/mo
Today · 4.125%
HK$222,509
baseline
▲ 0.50% · 4.625%
HK$236,048
+HK$13,539/mo
Deposit HK$5.10M · loan HK$45.91M · min. income ≈ HK$445,018/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$2,168,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,932
−HK$12,585/mo
▼ 0.25% · 3.875%
HK$239,179
−HK$6,338/mo
Today · 4.125%
HK$245,517
baseline
▲ 0.50% · 4.625%
HK$258,458
+HK$12,941/mo
Deposit HK$5.10M · loan HK$45.91M · min. income ≈ HK$491,034/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$2,168,035 · Scale 2, in force from 26 Feb 2026)