LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,349
−HK$7,296/mo
▼ 0.25% · 3.875%
HK$119,968
−HK$3,677/mo
Today · 4.125%
HK$123,645
baseline
▲ 0.50% · 4.625%
HK$131,169
+HK$7,524/mo
Deposit HK$25.51M · loan HK$25.51M · min. income ≈ HK$247,290/mo (50% DSR)
Upfront cash ≈ HK$27.68M (deposit + AVD stamp duty HK$2,168,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,437
−HK$6,993/mo
▼ 0.25% · 3.875%
HK$132,909
−HK$3,521/mo
Today · 4.125%
HK$136,430
baseline
▲ 0.50% · 4.625%
HK$143,622
+HK$7,192/mo
Deposit HK$25.51M · loan HK$25.51M · min. income ≈ HK$272,860/mo (50% DSR)
Upfront cash ≈ HK$27.68M (deposit + AVD stamp duty HK$2,168,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,619
−HK$8,755/mo
▼ 0.25% · 3.875%
HK$143,962
−HK$4,412/mo
Today · 4.125%
HK$148,374
baseline
▲ 0.50% · 4.625%
HK$157,403
+HK$9,029/mo
Deposit HK$20.41M · loan HK$30.61M · min. income ≈ HK$296,748/mo (50% DSR)
Upfront cash ≈ HK$22.58M (deposit + AVD stamp duty HK$2,168,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,325
−HK$8,392/mo
▼ 0.25% · 3.875%
HK$159,491
−HK$4,226/mo
Today · 4.125%
HK$163,717
baseline
▲ 0.50% · 4.625%
HK$172,346
+HK$8,629/mo
Deposit HK$20.41M · loan HK$30.61M · min. income ≈ HK$327,434/mo (50% DSR)
Upfront cash ≈ HK$22.58M (deposit + AVD stamp duty HK$2,168,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,889
−HK$10,215/mo
▼ 0.25% · 3.875%
HK$167,956
−HK$5,148/mo
Today · 4.125%
HK$173,104
baseline
▲ 0.50% · 4.625%
HK$183,636
+HK$10,532/mo
Deposit HK$15.31M · loan HK$35.72M · min. income ≈ HK$346,208/mo (50% DSR)
Upfront cash ≈ HK$17.48M (deposit + AVD stamp duty HK$2,168,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,212
−HK$9,791/mo
▼ 0.25% · 3.875%
HK$186,072
−HK$4,931/mo
Today · 4.125%
HK$191,003
baseline
▲ 0.50% · 4.625%
HK$201,071
+HK$10,068/mo
Deposit HK$15.31M · loan HK$35.72M · min. income ≈ HK$382,006/mo (50% DSR)
Upfront cash ≈ HK$17.48M (deposit + AVD stamp duty HK$2,168,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,429
−HK$13,133/mo
▼ 0.25% · 3.875%
HK$215,943
−HK$6,619/mo
Today · 4.125%
HK$222,562
baseline
▲ 0.50% · 4.625%
HK$236,104
+HK$13,542/mo
Deposit HK$5.10M · loan HK$45.92M · min. income ≈ HK$445,124/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$2,168,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,987
−HK$12,588/mo
▼ 0.25% · 3.875%
HK$239,236
−HK$6,339/mo
Today · 4.125%
HK$245,575
baseline
▲ 0.50% · 4.625%
HK$258,519
+HK$12,944/mo
Deposit HK$5.10M · loan HK$45.92M · min. income ≈ HK$491,150/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$2,168,548 · Scale 2, in force from 26 Feb 2026)