LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,362
−HK$7,297/mo
▼ 0.25% · 3.875%
HK$119,982
−HK$3,677/mo
Today · 4.125%
HK$123,659
baseline
▲ 0.50% · 4.625%
HK$131,183
+HK$7,524/mo
Deposit HK$25.52M · loan HK$25.52M · min. income ≈ HK$247,318/mo (50% DSR)
Upfront cash ≈ HK$27.68M (deposit + AVD stamp duty HK$2,168,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,452
−HK$6,993/mo
▼ 0.25% · 3.875%
HK$132,923
−HK$3,522/mo
Today · 4.125%
HK$136,445
baseline
▲ 0.50% · 4.625%
HK$143,638
+HK$7,193/mo
Deposit HK$25.52M · loan HK$25.52M · min. income ≈ HK$272,890/mo (50% DSR)
Upfront cash ≈ HK$27.68M (deposit + AVD stamp duty HK$2,168,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,634
−HK$8,757/mo
▼ 0.25% · 3.875%
HK$143,978
−HK$4,413/mo
Today · 4.125%
HK$148,391
baseline
▲ 0.50% · 4.625%
HK$157,420
+HK$9,029/mo
Deposit HK$20.41M · loan HK$30.62M · min. income ≈ HK$296,782/mo (50% DSR)
Upfront cash ≈ HK$22.58M (deposit + AVD stamp duty HK$2,168,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,342
−HK$8,393/mo
▼ 0.25% · 3.875%
HK$159,508
−HK$4,227/mo
Today · 4.125%
HK$163,735
baseline
▲ 0.50% · 4.625%
HK$172,365
+HK$8,630/mo
Deposit HK$20.41M · loan HK$30.62M · min. income ≈ HK$327,470/mo (50% DSR)
Upfront cash ≈ HK$22.58M (deposit + AVD stamp duty HK$2,168,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,907
−HK$10,216/mo
▼ 0.25% · 3.875%
HK$167,974
−HK$5,149/mo
Today · 4.125%
HK$173,123
baseline
▲ 0.50% · 4.625%
HK$183,657
+HK$10,534/mo
Deposit HK$15.31M · loan HK$35.72M · min. income ≈ HK$346,246/mo (50% DSR)
Upfront cash ≈ HK$17.48M (deposit + AVD stamp duty HK$2,168,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,232
−HK$9,792/mo
▼ 0.25% · 3.875%
HK$186,093
−HK$4,931/mo
Today · 4.125%
HK$191,024
baseline
▲ 0.50% · 4.625%
HK$201,093
+HK$10,069/mo
Deposit HK$15.31M · loan HK$35.72M · min. income ≈ HK$382,048/mo (50% DSR)
Upfront cash ≈ HK$17.48M (deposit + AVD stamp duty HK$2,168,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,452
−HK$13,134/mo
▼ 0.25% · 3.875%
HK$215,967
−HK$6,619/mo
Today · 4.125%
HK$222,586
baseline
▲ 0.50% · 4.625%
HK$236,130
+HK$13,544/mo
Deposit HK$5.10M · loan HK$45.93M · min. income ≈ HK$445,172/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$2,168,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,013
−HK$12,589/mo
▼ 0.25% · 3.875%
HK$239,262
−HK$6,340/mo
Today · 4.125%
HK$245,602
baseline
▲ 0.50% · 4.625%
HK$258,548
+HK$12,946/mo
Deposit HK$5.10M · loan HK$45.93M · min. income ≈ HK$491,204/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$2,168,786 · Scale 2, in force from 26 Feb 2026)