LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,365
−HK$7,297/mo
▼ 0.25% · 3.875%
HK$119,984
−HK$3,678/mo
Today · 4.125%
HK$123,662
baseline
▲ 0.50% · 4.625%
HK$131,187
+HK$7,525/mo
Deposit HK$25.52M · loan HK$25.52M · min. income ≈ HK$247,324/mo (50% DSR)
Upfront cash ≈ HK$27.68M (deposit + AVD stamp duty HK$2,168,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,455
−HK$6,994/mo
▼ 0.25% · 3.875%
HK$132,927
−HK$3,522/mo
Today · 4.125%
HK$136,449
baseline
▲ 0.50% · 4.625%
HK$143,641
+HK$7,192/mo
Deposit HK$25.52M · loan HK$25.52M · min. income ≈ HK$272,898/mo (50% DSR)
Upfront cash ≈ HK$27.68M (deposit + AVD stamp duty HK$2,168,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,638
−HK$8,756/mo
▼ 0.25% · 3.875%
HK$143,981
−HK$4,413/mo
Today · 4.125%
HK$148,394
baseline
▲ 0.50% · 4.625%
HK$157,424
+HK$9,030/mo
Deposit HK$20.41M · loan HK$30.62M · min. income ≈ HK$296,788/mo (50% DSR)
Upfront cash ≈ HK$22.58M (deposit + AVD stamp duty HK$2,168,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,346
−HK$8,393/mo
▼ 0.25% · 3.875%
HK$159,512
−HK$4,227/mo
Today · 4.125%
HK$163,739
baseline
▲ 0.50% · 4.625%
HK$172,369
+HK$8,630/mo
Deposit HK$20.41M · loan HK$30.62M · min. income ≈ HK$327,478/mo (50% DSR)
Upfront cash ≈ HK$22.58M (deposit + AVD stamp duty HK$2,168,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,911
−HK$10,216/mo
▼ 0.25% · 3.875%
HK$167,978
−HK$5,149/mo
Today · 4.125%
HK$173,127
baseline
▲ 0.50% · 4.625%
HK$183,661
+HK$10,534/mo
Deposit HK$15.31M · loan HK$35.72M · min. income ≈ HK$346,254/mo (50% DSR)
Upfront cash ≈ HK$17.48M (deposit + AVD stamp duty HK$2,168,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,237
−HK$9,791/mo
▼ 0.25% · 3.875%
HK$186,097
−HK$4,931/mo
Today · 4.125%
HK$191,028
baseline
▲ 0.50% · 4.625%
HK$201,098
+HK$10,070/mo
Deposit HK$15.31M · loan HK$35.72M · min. income ≈ HK$382,056/mo (50% DSR)
Upfront cash ≈ HK$17.48M (deposit + AVD stamp duty HK$2,168,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,457
−HK$13,135/mo
▼ 0.25% · 3.875%
HK$215,972
−HK$6,620/mo
Today · 4.125%
HK$222,592
baseline
▲ 0.50% · 4.625%
HK$236,136
+HK$13,544/mo
Deposit HK$5.10M · loan HK$45.93M · min. income ≈ HK$445,184/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$2,168,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,019
−HK$12,589/mo
▼ 0.25% · 3.875%
HK$239,268
−HK$6,340/mo
Today · 4.125%
HK$245,608
baseline
▲ 0.50% · 4.625%
HK$258,554
+HK$12,946/mo
Deposit HK$5.10M · loan HK$45.93M · min. income ≈ HK$491,216/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$2,168,839 · Scale 2, in force from 26 Feb 2026)