LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,367
−HK$7,297/mo
▼ 0.25% · 3.875%
HK$119,986
−HK$3,678/mo
Today · 4.125%
HK$123,664
baseline
▲ 0.50% · 4.625%
HK$131,189
+HK$7,525/mo
Deposit HK$25.52M · loan HK$25.52M · min. income ≈ HK$247,328/mo (50% DSR)
Upfront cash ≈ HK$27.69M (deposit + AVD stamp duty HK$2,168,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,457
−HK$6,994/mo
▼ 0.25% · 3.875%
HK$132,929
−HK$3,522/mo
Today · 4.125%
HK$136,451
baseline
▲ 0.50% · 4.625%
HK$143,643
+HK$7,192/mo
Deposit HK$25.52M · loan HK$25.52M · min. income ≈ HK$272,902/mo (50% DSR)
Upfront cash ≈ HK$27.69M (deposit + AVD stamp duty HK$2,168,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,640
−HK$8,757/mo
▼ 0.25% · 3.875%
HK$143,984
−HK$4,413/mo
Today · 4.125%
HK$148,397
baseline
▲ 0.50% · 4.625%
HK$157,426
+HK$9,029/mo
Deposit HK$20.41M · loan HK$30.62M · min. income ≈ HK$296,794/mo (50% DSR)
Upfront cash ≈ HK$22.58M (deposit + AVD stamp duty HK$2,168,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,348
−HK$8,393/mo
▼ 0.25% · 3.875%
HK$159,515
−HK$4,226/mo
Today · 4.125%
HK$163,741
baseline
▲ 0.50% · 4.625%
HK$172,372
+HK$8,631/mo
Deposit HK$20.41M · loan HK$30.62M · min. income ≈ HK$327,482/mo (50% DSR)
Upfront cash ≈ HK$22.58M (deposit + AVD stamp duty HK$2,168,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,913
−HK$10,216/mo
▼ 0.25% · 3.875%
HK$167,981
−HK$5,148/mo
Today · 4.125%
HK$173,129
baseline
▲ 0.50% · 4.625%
HK$183,664
+HK$10,535/mo
Deposit HK$15.31M · loan HK$35.72M · min. income ≈ HK$346,258/mo (50% DSR)
Upfront cash ≈ HK$17.48M (deposit + AVD stamp duty HK$2,168,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,240
−HK$9,791/mo
▼ 0.25% · 3.875%
HK$186,100
−HK$4,931/mo
Today · 4.125%
HK$191,031
baseline
▲ 0.50% · 4.625%
HK$201,101
+HK$10,070/mo
Deposit HK$15.31M · loan HK$35.72M · min. income ≈ HK$382,062/mo (50% DSR)
Upfront cash ≈ HK$17.48M (deposit + AVD stamp duty HK$2,168,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,460
−HK$13,135/mo
▼ 0.25% · 3.875%
HK$215,975
−HK$6,620/mo
Today · 4.125%
HK$222,595
baseline
▲ 0.50% · 4.625%
HK$236,139
+HK$13,544/mo
Deposit HK$5.10M · loan HK$45.93M · min. income ≈ HK$445,190/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$2,168,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,022
−HK$12,590/mo
▼ 0.25% · 3.875%
HK$239,272
−HK$6,340/mo
Today · 4.125%
HK$245,612
baseline
▲ 0.50% · 4.625%
HK$258,558
+HK$12,946/mo
Deposit HK$5.10M · loan HK$45.93M · min. income ≈ HK$491,224/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$2,168,873 · Scale 2, in force from 26 Feb 2026)