LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,375
−HK$7,298/mo
▼ 0.25% · 3.875%
HK$119,995
−HK$3,678/mo
Today · 4.125%
HK$123,673
baseline
▲ 0.50% · 4.625%
HK$131,198
+HK$7,525/mo
Deposit HK$25.52M · loan HK$25.52M · min. income ≈ HK$247,346/mo (50% DSR)
Upfront cash ≈ HK$27.69M (deposit + AVD stamp duty HK$2,169,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,466
−HK$6,995/mo
▼ 0.25% · 3.875%
HK$132,938
−HK$3,523/mo
Today · 4.125%
HK$136,461
baseline
▲ 0.50% · 4.625%
HK$143,654
+HK$7,193/mo
Deposit HK$25.52M · loan HK$25.52M · min. income ≈ HK$272,922/mo (50% DSR)
Upfront cash ≈ HK$27.69M (deposit + AVD stamp duty HK$2,169,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,650
−HK$8,758/mo
▼ 0.25% · 3.875%
HK$143,994
−HK$4,414/mo
Today · 4.125%
HK$148,408
baseline
▲ 0.50% · 4.625%
HK$157,438
+HK$9,030/mo
Deposit HK$20.41M · loan HK$30.62M · min. income ≈ HK$296,816/mo (50% DSR)
Upfront cash ≈ HK$22.58M (deposit + AVD stamp duty HK$2,169,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,360
−HK$8,393/mo
▼ 0.25% · 3.875%
HK$159,526
−HK$4,227/mo
Today · 4.125%
HK$163,753
baseline
▲ 0.50% · 4.625%
HK$172,385
+HK$8,632/mo
Deposit HK$20.41M · loan HK$30.62M · min. income ≈ HK$327,506/mo (50% DSR)
Upfront cash ≈ HK$22.58M (deposit + AVD stamp duty HK$2,169,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,925
−HK$10,217/mo
▼ 0.25% · 3.875%
HK$167,993
−HK$5,149/mo
Today · 4.125%
HK$173,142
baseline
▲ 0.50% · 4.625%
HK$183,677
+HK$10,535/mo
Deposit HK$15.31M · loan HK$35.73M · min. income ≈ HK$346,284/mo (50% DSR)
Upfront cash ≈ HK$17.48M (deposit + AVD stamp duty HK$2,169,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,253
−HK$9,792/mo
▼ 0.25% · 3.875%
HK$186,114
−HK$4,931/mo
Today · 4.125%
HK$191,045
baseline
▲ 0.50% · 4.625%
HK$201,116
+HK$10,071/mo
Deposit HK$15.31M · loan HK$35.73M · min. income ≈ HK$382,090/mo (50% DSR)
Upfront cash ≈ HK$17.48M (deposit + AVD stamp duty HK$2,169,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,475
−HK$13,136/mo
▼ 0.25% · 3.875%
HK$215,991
−HK$6,620/mo
Today · 4.125%
HK$222,611
baseline
▲ 0.50% · 4.625%
HK$236,157
+HK$13,546/mo
Deposit HK$5.10M · loan HK$45.93M · min. income ≈ HK$445,222/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$2,169,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,039
−HK$12,591/mo
▼ 0.25% · 3.875%
HK$239,289
−HK$6,341/mo
Today · 4.125%
HK$245,630
baseline
▲ 0.50% · 4.625%
HK$258,577
+HK$12,947/mo
Deposit HK$5.10M · loan HK$45.93M · min. income ≈ HK$491,260/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$2,169,031 · Scale 2, in force from 26 Feb 2026)