LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,376
−HK$7,298/mo
▼ 0.25% · 3.875%
HK$119,996
−HK$3,678/mo
Today · 4.125%
HK$123,674
baseline
▲ 0.50% · 4.625%
HK$131,199
+HK$7,525/mo
Deposit HK$25.52M · loan HK$25.52M · min. income ≈ HK$247,348/mo (50% DSR)
Upfront cash ≈ HK$27.69M (deposit + AVD stamp duty HK$2,169,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,467
−HK$6,995/mo
▼ 0.25% · 3.875%
HK$132,940
−HK$3,522/mo
Today · 4.125%
HK$136,462
baseline
▲ 0.50% · 4.625%
HK$143,655
+HK$7,193/mo
Deposit HK$25.52M · loan HK$25.52M · min. income ≈ HK$272,924/mo (50% DSR)
Upfront cash ≈ HK$27.69M (deposit + AVD stamp duty HK$2,169,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,651
−HK$8,758/mo
▼ 0.25% · 3.875%
HK$143,995
−HK$4,414/mo
Today · 4.125%
HK$148,409
baseline
▲ 0.50% · 4.625%
HK$157,439
+HK$9,030/mo
Deposit HK$20.41M · loan HK$30.62M · min. income ≈ HK$296,818/mo (50% DSR)
Upfront cash ≈ HK$22.58M (deposit + AVD stamp duty HK$2,169,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,361
−HK$8,393/mo
▼ 0.25% · 3.875%
HK$159,528
−HK$4,226/mo
Today · 4.125%
HK$163,754
baseline
▲ 0.50% · 4.625%
HK$172,386
+HK$8,632/mo
Deposit HK$20.41M · loan HK$30.62M · min. income ≈ HK$327,508/mo (50% DSR)
Upfront cash ≈ HK$22.58M (deposit + AVD stamp duty HK$2,169,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,927
−HK$10,217/mo
▼ 0.25% · 3.875%
HK$167,995
−HK$5,149/mo
Today · 4.125%
HK$173,144
baseline
▲ 0.50% · 4.625%
HK$183,679
+HK$10,535/mo
Deposit HK$15.31M · loan HK$35.73M · min. income ≈ HK$346,288/mo (50% DSR)
Upfront cash ≈ HK$17.48M (deposit + AVD stamp duty HK$2,169,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,254
−HK$9,793/mo
▼ 0.25% · 3.875%
HK$186,115
−HK$4,932/mo
Today · 4.125%
HK$191,047
baseline
▲ 0.50% · 4.625%
HK$201,117
+HK$10,070/mo
Deposit HK$15.31M · loan HK$35.73M · min. income ≈ HK$382,094/mo (50% DSR)
Upfront cash ≈ HK$17.48M (deposit + AVD stamp duty HK$2,169,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,477
−HK$13,136/mo
▼ 0.25% · 3.875%
HK$215,993
−HK$6,620/mo
Today · 4.125%
HK$222,613
baseline
▲ 0.50% · 4.625%
HK$236,159
+HK$13,546/mo
Deposit HK$5.10M · loan HK$45.93M · min. income ≈ HK$445,226/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$2,169,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,041
−HK$12,591/mo
▼ 0.25% · 3.875%
HK$239,291
−HK$6,341/mo
Today · 4.125%
HK$245,632
baseline
▲ 0.50% · 4.625%
HK$258,579
+HK$12,947/mo
Deposit HK$5.10M · loan HK$45.93M · min. income ≈ HK$491,264/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$2,169,049 · Scale 2, in force from 26 Feb 2026)